12 Calvin St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 12 Calvin St, Ayer, MA 01432

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,072 sqft · built 1999
Lot Size0.74 acres (32,234 sqft)
Owner2 Individual Names on File
Last Sale$420,000 (Oct 2017)
Tax Bill$7,769 (2025)
Deeds & MortgagesOct 2017 Sale
Flood ZoneZone AE (high risk)
APNAYER M:021 B:0000 L:0102

Property Details

APN / Parcel Number

Primary APNAYER M:021 B:0000 L:0102

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,072 sqft Living Area
Basement Area1,172 sqft
Unfinished Basement586 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area32,234 sqft (0.74 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address12 CALVIN ST
CityAYER
StateMA
Zip01432-1578
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal Lot Number102
JurisdictionAYER MA
Township / Civil DivisionAYER
Census Block Group2
Census Block2018
Census Tract325101

Owner

12 Calvin St is owned and occupied by two individuals who bought it in October 2017.

Source: Middlesex County and Ayer Town records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address12 CALVIN ST, AYER, MA 01432-1578
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 2017 · Amount on File
Deed SaleOct 13, 2017 · Amount on File
Prior SaleSep 26, 2007 · Amount on File
Deed Document Number2017166035
Deed Book / Page70072 / 394
Transfer Doc70072-394
Record UpdatedOct 29, 2026

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAYER MA
Recording DateOct 13, 2017
Property Address12 CALVIN ST, AYER, MA 01432-1578
Document Number70072-394
Book / Page070072 / 000394
Instrument DateOct 4, 2017
Instrument6035
Transaction TypeTransfer
Record UpdatedOct 31, 2017

Transaction

AmountAmount on Record
Tax$1,915.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 CALVIN ST AYER MA 014321578, AYER, MA 01432-1578

Tax Assessment & Valuation

The 2025 property tax bill for 12 Calvin St was $7,769.

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionAyer Town
Unified School DistrictAyer-Shirley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,769.00$649,600 Land $194,800 Building $454,800$605,150 (+11.07%)
2024$544,825
2023$6,979.00$561,900 Land $183,500 Building $378,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Calvin St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Calvin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAYER DPW WATER DIVISION
serves 8,479 people · EPA ID MA2019000
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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