Middlesex County and Ayer Town property record for 10 Calvin St, Ayer, MA 01432
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,173 sqft · built 1948 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Oct 2022) |
| Tax Bill | $4,180 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Sep 2023 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | AYER M:021 B:0000 L:0038 |
| Primary APN | AYER M:021 B:0000 L:0038 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,173 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,958 sqft (0.55 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 10 CALVIN ST |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Lot Number | 38 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 325101 |
Source: Middlesex County and Ayer Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 CALVIN ST, AYER, MA 01432-1578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Sep 11, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 17, 2022 | Quit Claim Deed, Transfer |
| Mar 25, 2019 | Quit Claim Deed, Transfer · Stand-Alone Refinance DIGITAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2022 · Amount on Record |
| Deed Sale | Oct 17, 2022 · Amount on Record |
| Prior Sale | Mar 10, 2004 · Amount on Record |
| Deed Book / Page | 80834 / 48 |
| Prior Transfer Date | Sep 30, 2022 |
| Prior Transfer Doc | 0080834-48 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 10 CALVIN ST, AYER, MA 01432-1578 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0079232-78 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 79232/78 |
| Instrument | 257536 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Sep 11, 2023 |
| Property Address | 10 CALVIN ST, AYER, MA 01432-1578 |
| Document Number | 081983-547 |
| Book / Page | 81983 / 547 |
| Instrument Date | Sep 7, 2023 |
| Instrument | 102476 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 CALVIN ST, AYER, MA 01432-1578 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Oct 17, 2022 |
| Property Address | 10 CALVIN ST, AYER, MA 01432-1578 |
| Document Number | 0080834-48 |
| Book / Page | 80834 / 48 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 154828 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10 CALVIN ST, AYER, MA 01432-1578 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Mar 25, 2019 |
| Property Address | 10 CALVIN ST, AYER, MA 01432-1578 |
| Document Number | 72369-319 |
| Book / Page | 72369 / 319 |
| Instrument Date | Mar 14, 2019 |
| Instrument | 35910 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 CALVIN ST, AYER, MA 01432-1578 |
| Document Number | 72369-322 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 72369/322 |
| Instrument | 35911 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,180.00 (+3.75%) | $349,500 (+7.74%) Land $153,500 Building $196,000 | $474,620 (+9.32%) |
| 2024 | $434,150 | ||
| 2023 | $4,029.00 | $324,400 Land $165,600 Building $158,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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