16987 Three Oaks Rd, Three Oaks, MI 49128 Property Records

Berrien County property record for 16987 Three Oaks Rd, Three Oaks, MI 49128

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,053 sqft · built 1840
Lot Size	2.87 acres (125,017 sqft)
Owner	Individual Name on Record
Tax Bill	$1,649 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-0002-0015-00-7`

Property Details

APN / Parcel Number

Primary APN	`20-0002-0015-00-7`
Alternative APN	`11-20-0002-0015-00-7`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,053 sqft Living Area
1st Floor Area	878 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Exterior Material	Aluminum/Vinyl
Lot Area	125,017 sqft (2.87 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16987 THREE OAKS RD
City	THREE OAKS
State	MI
Zip	49128-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 512'S OF NW COR OF SEC 2 T8S R20W TH E 330'TH N 148.5'TH E 330'TH S 264'TH W 660'TH N 115.5'TO BEG
Legal Range	20W
Legal Township	08S
Legal Section	02
Jurisdiction	BERRIEN MI
Township / Civil Division	THREE OAKS
Census Block Group	1
Census Block	1010
Census Tract	11400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16987 THREE OAKS RD, THREE OAKS, MI 49128-9701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Aug 31, 2021	Warranty Deed, Transfer MTC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 1986
Deed Sale	Aug 12, 1986
Prior Sale	Aug 27, 1985
Deed Book / Page	1273 / 1027
Last Transfer Date	Feb 17, 2025
Transfer Doc	03444/1544
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 19, 2021
Property Address	16987 THREE OAKS RD, THREE OAKS, MI 49128-9701
Document Number	03353/3200
Book / Page	3353 / 3200
Instrument Date	Nov 18, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16987 THREE OAKS RD, THREE OAKS, MI 49128-9701

Mortgage

Document Number	0033533203
Date	Nov 19, 2021
Instrument	3353/3203

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 31, 2021
Property Address	16987 THREE OAKS RD, THREE OAKS, MI 49128-9701
Document Number	003342/497
Book / Page	3342 / 497
Instrument Date	Aug 20, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	MTC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 BEECH ST E, THREE OAKS, MI 49128-1105

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Three Oaks Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,600 (+2.8%)	$213,200 (+2.8%)
2025	$1,649.00 (-2.25%) Homeowner's exemption	$103,700 (+28.66%)	$207,400 (+28.66%)
2024	$1,687.00 (+10.12%)
2023		$80,600	$161,200
2022	$1,532.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Midwest Energy & Communications.

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