San Diego County property record for 16975 Obsidian Dr, Ramona, CA 92065 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,797 sqft Living Area |
| Lot Size | 20,609 sqft (0.473 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $760,000 (2006) |
| Tax Bill | $11,736.00 (2025) |
| Primary APN | 278-491-06-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,797 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 20,609 sqft (0.473 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 16975 OBSIDIAN DR |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-6840 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 139 TR 012754 |
| Legal Subdivision | SAN DIEGO #4626-3 |
| Legal Tract | 012754 |
| Legal Block | 2 |
| Legal Lot Number | 139 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 17021 |
Source: San Diego County records · APN 278-491-06-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 16975 OBSIDIAN DR, RAMONA, CA 92065-6840 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 28, 2023 | Intrafamily Transfer, Transfer |
| Mar 15, 2022 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Sep 20, 2019 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC |
| Jan 24, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 22, 2017 | Intrafamily Transfer, Transfer · Adjustable Rate Mortgage (ARM) MUFG UNION BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 12, 2006 · Amount on Record |
| Deed Sale | Dec 12, 2006 · Amount on Record |
| Prior Sale | Feb 28, 1997 · Amount on Record |
| Deed Doc Number | 2006880495 |
| Last Transfer Date | Feb 10, 2023 |
| Transfer Doc | 0000051067 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 28, 2023 |
| Property Address | 16975 OBSIDIAN DR, RAMONA, CA 92065-6840 |
| Document Number | 0000051067 |
| Map Reference | MAP 12754 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023-0051067 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 16975 OBSIDIAN DR, RAMONA, CA 92065-6840 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16975 OBSIDIAN DR, RAMONA, CA 92065-6840 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 16975 OBSIDIAN DR, RAMONA, CA 92065-6840 |
| Document Number | 0000115719 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 2022-0115719 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16975 OBSIDIAN DR, RAMONA, CA 92065-6840 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000415234 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 2019-0415234 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16975 OBSIDIAN DR, RAMONA, CA 92065-6840 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 16975 OBSIDIAN DR, RAMONA, CA 92065-6840 |
| Document Number | 0000803920 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 2020-0803920 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 24, 2018 |
| Property Address | 16975 OBSIDIAN DR, RAMONA, CA 92065-6840 |
| Document Number | 0000029236 |
| Instrument Date | Jan 15, 2018 |
| Instrument | 29236 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 16975 OBSIDIAN DR RAMONA CA 920656840, RAMONA, CA 92065-6840 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 22, 2017 |
| Property Address | 16975 OBSIDIAN DR, RAMONA, CA 92065-6840 |
| Document Number | 0000281711 |
| Map Reference | MAP12754 |
| Instrument Date | Jun 09, 2017 |
| Instrument | 2017-0281711 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 16975 OBSIDIAN DR, RAMONA, CA 92065-6840 |
| Document Number | 0000281712 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | 2017-0281712 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jul 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,038,525 (+2%) Land $471,435 Building $567,090 | |
| 2025 | $11,736.00 (+5.72%) Homeowner's exemption | $1,018,163 (+4.04%) Land $462,192 Building $555,971 |
| 2023 | $11,101.00 (+11.28%) Homeowner's exemption | $978,629 Land $444,246 Building $534,383 |
| 2022 | $9,976.00 |
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