San Diego County property record for 16959 Obsidian Dr, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,797 sqft · built 1996 |
| Lot Size | 0.28 acres (12,201 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $704,000 (Sep 2016) |
| Tax Bill | $9,610 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 278-491-34-00 |
| Primary APN | 278-491-34-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,797 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 12,201 sqft (0.28 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 16959 OBSIDIAN DR |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-6840 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 180 TR 012754 |
| Legal Subdivision | RAMONA 4626-3 |
| Legal Tract | 012754 |
| Legal Block | 2 |
| Legal Lot Number | 180 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 17021 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16959 OBSIDIAN DR, RAMONA, CA 92065-6840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2016 · Amount on Record |
| Deed Sale | Sep 15, 2016 · Amount on Record |
| Prior Sale | Nov 6, 2012 · Amount on Record |
| Deed Document Number | 2016486451 |
| Prior Transfer Date | Mar 31, 2004 |
| Prior Transfer Doc | 0000365634 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 16959 OBSIDIAN DR, RAMONA, CA 92065-6840 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 16959 OBSIDIAN DR, HUNTINGTON BEACH, CA 92605 |
| Document Number | 0000462859 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 2021-0462859 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $833,386 (+2%) Land $334,041 Building $499,345 | |
| 2025 | $9,610.00 (+6.05%) Homeowner's exemption | $817,046 (+4.04%) Land $327,492 Building $489,554 |
| 2023 | $9,062.00 (-0.71%) Homeowner's exemption | $785,321 Land $314,776 Building $470,545 |
| 2022 | $9,127.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 77% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: San Diego Broadband.
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