16952 Obsidian Dr, Ramona, CA 92065 Property Records

San Diego County property record for 16952 Obsidian Dr, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,181 sqft · built 1996
Lot Size	0.249 acres (10,832 sqft)
Owner	Company Name on File
Last Sale	$630,000 (Nov 2019)
Tax Bill	$8,257 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`278-491-14-00`

Property Details

APN / Parcel Number

Primary APN	`278-491-14-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,181 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	10,832 sqft (0.249 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	16952 OBSIDIAN DR
City	RAMONA
State	CA
Zip	92065-6839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 147 TR 012754
Legal Subdivision	SAN DIEGO 4626-3
Legal Tract	012754
Legal Block	2
Legal Lot Number	147
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	17021

Owner

Source: San Diego County records · APN 278-491-14-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	16952 OBSIDIAN DR, RAMONA, CA 92065-6839
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
May 12, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 25, 2019	Grant Deed, Transfer · Conventional Mortgage SPROUT MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 25, 2019 · Amount on Record
Deed Sale	Nov 25, 2019 · Amount on Record
Prior Sale	Mar 03, 1995 · Amount on Record
Deed Document Number	2019548391
Last Transfer Date	Apr 21, 2020
Transfer Doc	0000240426
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16952 OBSIDIAN DR, RAMONA, CA 92065-6839
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16952 OBSIDIAN DR, RAMONA, CA 92065-6839

Mortgage

Document Number	0000098091
Date	Feb 09, 2021
Instrument	2021-0098091

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 12, 2020
Property Address	16952 OBSIDIAN DR, RAMONA, CA 92065-6839
Document Number	0000240426
Instrument Date	Apr 21, 2020
Instrument	240426
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	16952 OBSIDIAN DR RAMONA CA 920656839, RAMONA, CA 92065-6839

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 25, 2019
Property Address	16952 OBSIDIAN DR, RAMONA, CA 92065-6839
Document Number	0000548391
Instrument Date	Oct 14, 2019
Instrument	548391
Transaction Type	Transfer
Record Updated	Dec 05, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16952 OBSIDIAN DR RAMONA CA 920656839, RAMONA, CA 92065-6839

Mortgage

Document Number	548392
Date	Nov 25, 2019
Instrument	548392

Lender

Name	SPROUT MTG
Address	IRVING, TX 75038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$702,771 (+2%) Land $233,177 Building $469,594
2025	$8,257.00 (+6.34%) Homeowner's exemption	$688,992 (+4.04%) Land $228,605 Building $460,387
2023	$7,765.00 (-1.07%) Homeowner's exemption	$662,239 Land $219,729 Building $442,510
2022	$7,849.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730170212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Feb 1998, rainfall accumulation, Severe Winter Storms And Flooding

Wildfire

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	About 1 in 109 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: San Diego Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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