Baldwin County property record for 16970 Prado Loop, Loxley, AL 36551
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,527 sqft · built 2008 |
| Lot Size | 0.17 acres (7,274 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $259,900 (Aug 2023) |
| Tax Bill | $686 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Sep 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-07-26-0-000-011.031 |
| Primary APN | 42-07-26-0-000-011.031 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,527 sqft Heated Area |
| 1st Floor Area | 1,527 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,274 sqft (0.17 acres) |
| Lot Dimensions | 155 ft deep x 46.9 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 533277 |
|---|---|
| Street Address | 16970 PRADO LOOP |
| City | LOXLEY |
| State | AL |
| Zip | 36551-8692 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 134 COTTAGES OF AVENTURA PH 2 SLIDE 2353-A |
| Legal Subdivision | COTTAGES OF AVENTURA PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 134 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ROBERTSDALE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10903 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16970 PRADO LOOP, LOXLEY, AL 36551-8692 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2023 | Warranty Deed, Transfer · USDA Mortgage UMORTGAGE LLC |
| Sep 5, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2023 · Amount on Record |
| Deed Sale | Aug 3, 2023 · Amount on Record |
| Prior Sale | Apr 3, 2008 |
| Deed Document Number | 20232078656 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Aug 3, 2023 |
| Property Address | 16970 PRADO LOOP, LOXLEY, AL 36551-8692 |
| Document Number | 0002078656 |
| Map Reference | SL 2353-A |
| Instrument Date | Aug 3, 2023 |
| Instrument | 2078656 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17635 WALNUT ACRES LN, SUMMERDALE, AL 36580-4446 |
| Name | Verified Name |
|---|---|
| Address | 16970 PRADO LOOP, LOXLEY, AL 36551-8692 |
| Document Number | 0002078657 |
|---|---|
| Date | Aug 3, 2023 |
| Instrument | 2078657 |
| Name | UMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Sep 5, 2019 |
| Property Address | 16970 PRADO LOOP, LOXLEY, AL 36551-8692 |
| Document Number | 0001782283 |
| Instrument Date | Aug 29, 2019 |
| Instrument | 1782283 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $155.50 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 19860 COUNTY ROAD 48 ROBERTSDALE AL 365673734, ROBERTSDALE, AL 36567-3734 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $686.00 (-0.15%) Homeowner's exemption | ||
| 2025 | $687.00 (+9.92%) | $23,620 (+9.25%) Land $4,280 Building $19,340 | $236,100 (+9.25%) Land $42,800 Building $193,300 |
| 2023 | $625.00 (+18.37%) Homeowner's exemption | $21,620 (+16.86%) | $216,100 (+16.94%) Land $21,300 Building $194,800 |
| 2022 | $528.00 (+25.12%) Homeowner's exemption | $18,500 | $184,800 Land $22,500 Building $162,300 |
| 2021 | $422.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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