16954 Prado Loop, Loxley, AL 36551 Property Records

Baldwin County property record for 16954 Prado Loop, Loxley, AL 36551

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,658 sqft · built 2007
Lot Size	0.579 acres (25,221 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Apr 2019)
Tax Bill	$779 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-07-26-0-000-011.034`

Property Details

APN / Parcel Number

Primary APN	`42-07-26-0-000-011.034`
Alternative APNs	`293726` `363126`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,658 sqft Heated Area
1st Floor Area	1,658 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	25,221 sqft (0.579 acres)
Lot Dimensions	187 ft deep x 134 ft wide
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	363126
Street Address	16954 PRADO LOOP
City	LOXLEY
State	AL
Zip	36551-8692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	134.8' X 187.1' IRR LOT 137 COTTAGES OF AVENTURA PH 2 SLIDE2353-A SEC 26-T5S-R3E (WD)
Legal Subdivision	COTTAGES OF AVENTURA PH 2
Legal Phase	2
Legal Lot Number	137
Jurisdiction	BALDWIN AL
Township / Civil Division	ROBERTSDALE
Census Block Group	2
Census Block	2011
Census Tract	10903

Owner

Source: Baldwin County records · APN 42-07-26-0-000-011.034

Assessment roll updated April 16, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16954 PRADO LOOP, LOXLEY, AL 36551-8692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · VA Mortgage GMFS LLC
Apr 09, 2019	Warranty Deed, Transfer · VA Mortgage GMFS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 09, 2019 · Amount on Record
Deed Sale	Apr 09, 2019 · Amount on Record
Prior Sale	Sep 10, 2007
Deed Document Number	20191753279
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	16954 PRADO LOOP, LOXLEY, AL 36551-8692
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001920996
Date	Jun 11, 2021
Instrument	1920996

Lender

Name	GMFS LLC
Type	Subprime Lender
Address	BATON ROUGE, LA 70806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 01, 2046

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 09, 2019
Property Address	16954 PRADO LOOP, LOXLEY, AL 36551-8692
Document Number	0001753279
Instrument Date	Apr 05, 2019
Instrument	1753279
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16954 PRADO LOOP LOXLEY AL 365518692, LOXLEY, AL 36551-8692

Mortgage

Document Number	1753280
Date	Apr 09, 2019
Instrument	1753280

Lender

Name	GMFS
Address	BATON ROUGE, LA 70806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 08, 2049

Tax Assessment & Valuation

Source: Baldwin County records · Assessment roll updated April 16, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$779.00 (+18.75%)	$25,160 (+11.23%) Land $4,540 Building $20,620	$237,400 (+5.04%) Land $42,800 Building $194,600
2023	$656.00 (+35.54%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$22,620 (+17.94%)	$226,000 (+17.95%) Land $21,300 Building $204,700
2022	$484.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$19,180	$191,600 Land $22,500 Building $169,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Point Broadband Fiber Holding Fiber	1,000 / 1,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 122 locations within half a mile of this property.

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