Baldwin County property record for 16962 Prado Loop, Loxley, AL 36551
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,894 sqft · built 2007 |
| Lot Size | 0.2 acres (8,563 sqft) |
| Owner | Individual Name on File |
| Last Sale | $158,500 (Jun 2019) |
| Tax Bill | $793 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-07-26-0-000-011.032 |
| Primary APN | 42-07-26-0-000-011.032 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,894 sqft Heated Area |
| 1st Floor Area | 1,894 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,563 sqft (0.2 acres) |
| Lot Dimensions | 214 ft deep x 39.9 ft wide |
| Utility Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 359521 |
|---|---|
| Street Address | 16962 PRADO LOOP |
| City | LOXLEY |
| State | AL |
| Zip | 36551-8692 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 39.9' X 214.6' IRR LOT 135 COTTAGES OF AVENTURA PH 2 SLIDE 2353-A SEC 26-T5S-R3E (WD/SURVIVORSHIP) |
| Legal Subdivision | COTTAGES OF AVENTURA PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 135 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ROBERTSDALE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10903 |
Source: Baldwin County assessment roll, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16962 PRADO LOOP, LOXLEY, AL 36551-8692 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jun 6, 2023 | Deed of Trust, Mortgage · Line of Credit PEN AIR FEDERAL CU |
| Jun 18, 2019 | Warranty Deed, Transfer · Conventional with PMI FIRSTBANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 18, 2019 · Amount on Record |
| Deed Sale | Jun 18, 2019 · Amount on Record |
| Deed Document Number | 20191766305 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 16962 PRADO LOOP, LOXLEY, AL 36551-8692 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002067624 |
|---|---|
| Date | Jun 6, 2023 |
| Instrument | 2067624 |
| Name | PEN AIR FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jun 18, 2019 |
| Property Address | 16962 PRADO LOOP, LOXLEY, AL 36551-8692 |
| Document Number | 0001766305 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 1766305 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16962 PRADO LOOP LOXLEY AL 365518692, LOXLEY, AL 36551-8692 |
| Document Number | 1766306 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 1766306 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2049 |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $793.00 (+12.01%) | $27,040 (+11.28%) Land $4,280 Building $22,760 | $270,200 (+11.29%) Land $42,800 Building $227,400 |
| 2023 | $708.00 (+19.59%) Homeowner's exemption | $24,300 (+18.19%) | $242,800 (+18.15%) Land $21,300 Building $221,500 |
| 2022 | $592.00 (+24.89%) Homeowner's exemption | $20,560 | $205,500 Land $22,500 Building $183,000 |
| 2021 | $474.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009 · Severe Storms, Flooding, Tornadoes & Straight-line |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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