1697 Pepper Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 1697 Pepper Dr, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,685 sqft · built 1959
Lot Size	0.175 acres (7,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,044 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`507-102-05-00`

Property Details

APN / Parcel Number

Primary APN	`507-102-05-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,685 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	7,600 sqft (0.175 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1697 PEPPER DR
City	EL CAJON
State	CA
Zip	92021-3646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 63 TR 003933
Legal Subdivision	OLIVE HILLS ESTATES
Legal Tract	003933
Legal Block	1
Legal Lot Number	63
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	16401

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1697 PEPPER DR, EL CAJON, CA 92021-3646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 13, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 6, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 21, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Jan 8, 2019	Loan Modification, Mortgage PENNYMAC
Jun 23, 2017	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2015
Deed Sale	Jun 29, 2015
Prior Sale	Jun 24, 2014 · Amount on Record
Deed Document Number	2015336987
Prior Transfer Date	Mar 16, 2012
Prior Transfer Doc	0000163128
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 10, 2026
Property Address	1697 PEPPER DR, EL CAJON, CA 92021-3646
Document Number	0000198167
Instrument Date	Jul 6, 2026
Instrument	2026198167
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1697 PEPPER DR, EL CAJON, CA 92021-3646

Mortgage

Document Number	0000198167,
Date	Jul 10, 2026
Instrument	2026198167

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1697 PEPPER DR, EL CAJON, CA 92021-3646
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1697 PEPPER DR, EL CAJON, CA 92021-3646

Mortgage

Document Number	0000616313
Date	Oct 13, 2020
Instrument	2020-0616313

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1697 PEPPER DR, EL CAJON, CA 92021-3646
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1697 PEPPER DR, EL CAJON, CA 92021-3646

Mortgage

Document Number	0000484999
Date	Jul 6, 2021
Instrument	2021-0484999

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1697 PEPPER DR, EL CAJON, CA 92021-3646
Document Number	0000058671
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1697 PEPPER DR EL CAJON CA 920213646, EL CAJON, CA 92021-3646

Mortgage

Document Number	0000058671
Date	Feb 5, 2020
Instrument	58671

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	1697 PEPPER DR, EL CAJON, CA 92021-3646
Document Number	0000051466
Instrument Date	Jan 8, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1697 PEPPER DR EL CAJON CA 920213646, EL CAJON, CA 92021-3646

Mortgage

Document Number	0000051466
Date	Feb 13, 2019
Instrument	51466

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.25%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1697 PEPPER DR, EL CAJON, CA 92021-3646
Document Number	0000294686
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 6, 2017
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1697 PEPPER DR EL CAJON CA 920213646, EL CAJON, CA 92021-3646

Mortgage

Document Number	0000294686
Date	Jun 29, 2017
Instrument	294686

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$535,154 (+2%) Land $213,092 Building $322,062
2025	$5,044.00 (-4.54%)	$524,662 (+4.04%) Land $208,914 Building $315,748
2023	$5,284.00 (+0.57%)	$504,290 Land $200,802 Building $303,488
2022	$5,254.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

Nearby Properties on Pepper Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures