1695 Pepper Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 1695 Pepper Dr, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,207 sqft · built 1959
Lot Size0.191 acres (8,300 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Mar 2014)
Tax Bill$6,319 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN507-102-04-00

Property Details

APN / Parcel Number

Primary APN507-102-04-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,207 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area8,300 sqft (0.191 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1695 PEPPER DR
CityEL CAJON
StateCA
Zip92021-3646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 64 TR 003933
Legal SubdivisionOLIVE HILLS ESTATES
Legal Tract003933
Legal Block1
Legal Lot Number64
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1001
Census Tract16401

Owner

1695 Pepper Dr is owned and occupied by an individual who bought it in March 2014.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address1695 PEPPER DR, EL CAJON, CA 92021-3646
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2014 · Amount on File
Deed SaleMar 12, 2014 · Amount on File
Prior SaleDec 30, 2004 · Amount on File
Deed Document Number201498307
Prior Transfer DateAug 27, 1998
Prior Transfer Doc0000739450
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1695 PEPPER DR, EL CAJON, CA 92021-3646
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1695 PEPPER DR, EL CAJON, CA 92021-3646

Mortgage

Document Number0000013668
DateJan 8, 2021
Instrument2021-0013668
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1695 Pepper Dr was $6,319 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$481,383 (+2%) Land $227,563 Building $253,820
2025$6,319.00 Homeowner's exemption$471,945 Land $223,101 Building $248,844
2023$6,285.00 (+5.1%) Homeowner's exemption$453,621 Land $214,439 Building $239,182
2022$5,980.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1695 Pepper Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1695 Pepper Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks.

Nearby Properties on Pepper Dr

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