1696 Pepper Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 1696 Pepper Dr, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,176 sqft · built 1977
Lot Size	0.165 acres (7,200 sqft)
Owner	Trust Name on File
Last Sale	$410,000 (Dec 2015)
Tax Bill	$6,519 (2025)
Deeds & Mortgages	Dec 2025 Sale Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`400-435-10-00`

Property Details

APN / Parcel Number

Primary APN	`400-435-10-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,176 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1696 PEPPER DR
City	EL CAJON
State	CA
Zip	92021-3601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 10 TR 008119
Legal Subdivision	RANCHO ARBOLEDA
Legal Tract	008119
Legal Block	4
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4003
Census Tract	16807

Owner

1696 Pepper Dr is held in a trust since March 2021.

Source: San Diego County records, as of September 24, 2026

Owner of Record	Trust Name on File
Mailing Address	2108 N ST, SACRAMENTO, CA 95816-5712
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed, Transfer
Mar 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage RATE RABBIT INC
Mar 29, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Oct 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2015 · Amount on File
Deed Sale	Dec 24, 2015 · Amount on File
Deed Document Number	2015658980
Last Transfer Date	Mar 25, 2021
Transfer Doc	0000243050
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2025
Property Address	1696 PEPPER DR, EL CAJON, CA 92021-3601
Document Number	0000365920
Map Reference	MAP 8119
Instrument Date	Dec 23, 2025
Instrument	2025-0365920
Transaction Type	Transfer
Record Updated	Jan 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2108 N ST # N, N, SACRAMENTO, CA 95816-5712

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2021
Property Address	1696 PEPPER DR, EL CAJON, CA 92021-3601
Document Number	0000243050
Map Reference	MAP 8119
Instrument Date	Mar 25, 2021
Instrument	2021-0243050
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE COMPANY-SD, FIDELITY NATIONAL TTL CO SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1470 WOODLAND HILL, EL CAJON, CA 92019

Mortgage

Document Number	0000243051
Date	Mar 29, 2021
Instrument	2021-0243051

Lender

Name	RATE RABBIT INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2021
Property Address	1696 PEPPER DR, EL CAJON, CA 92021-3601
Document Number	0000243052
Map Reference	MAP 8119
Instrument Date	Mar 25, 2021
Instrument	2021-0243052
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1470 WOODLAND HILL, EL CAJON, CA 92019

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 26, 2020
Property Address	1696 PEPPER DR, EL CAJON, CA 92021-3601
Document Number	0000654958
Instrument Date	Jul 7, 2020
Instrument	654958
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1492 WOODHILL ST EL CAJON CA 920192507, EL CAJON, CA 92019-2507

Tax Assessment & Valuation

The 2025 property tax bill for 1696 Pepper Dr was $6,519.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$495,056 (+2%) Land $241,491 Building $253,565
2025	$6,519.00	$485,350 Land $236,756 Building $248,594
2023	$6,464.00 (+1.94%)	$466,505 Land $227,563 Building $238,942
2022	$6,341.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1696 Pepper Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1696 Pepper Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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