1696 Kay Dr, Benton Harbor, MI 49022 Property Records

Berrien County property record for 1696 Kay Dr, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,173 sqft · built 1963
Lot Size	0.306 acres (13,329 sqft)
Owner	Individual Name on Record
Last Sale	$93,900 (Feb 2008)
Tax Bill	$1,788 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-6790-0037-00-3`

Property Details

APN / Parcel Number

Primary APN	`03-6790-0037-00-3`
Alternative APN	`11-03-6790-0037-00-3`

Interior

Full Baths	1 Bath
Building Area	1,173 sqft Living Area
1st Floor Area	1,173 sqft
Basement Area	1,079 sqft
Unfinished Basement	1,079 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Raised Ranch
Lot Area	13,329 sqft (0.306 acres)
Lot Dimensions	132 ft deep x 101 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1696 KAY DR
City	BENTON HARBOR
State	MI
Zip	49022-9213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 SING FA
Legal Description	LOT 37 REIMERS SUBDN NO 1
Legal Subdivision	REIMERS SUB
Legal Lot Number	37
Legal Unit	37
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1029
Census Tract	2500

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1696 KAY DR, BENTON HARBOR, MI 49022-9213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2008 · Amount on Record
Deed Sale	Feb 27, 2008 · Amount on Record
Prior Sale	Oct 30, 2000 · Amount on Record
Deed Book / Page	2830 / 2886
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1696 KAY DR, BENTON HARBOR, MI 49022-9213
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1696 KAY DR, BENTON HARBOR, MI 49022-9213

Mortgage

Document Number	03461/1071
Date	Oct 1, 2025
Book Page	3461/1071
Instrument	2025443006

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2065

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,500 (+18.32%)	$155,000 (+18.32%)
2025	$1,788.00 (+13.52%)
2023		$65,500	$131,000
2022	$1,575.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35