Berrien County property record for 1640 Kay Dr, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,113 sqft · built 1963 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $82,500 (Oct 2018) |
| Tax Bill | $1,498 (2025) |
| Deeds & Mortgages | Oct 2018 Sale & Mortgage Mar 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-6790-0032-00-1 |
| Primary APN | 03-6790-0032-00-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,113 sqft Living Area |
| 1st Floor Area | 1,113 sqft |
| Basement Area | 1,113 sqft |
| Unfinished Basement | 1,113 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Raised Ranch |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 132 ft deep x 76 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1640 KAY DR |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-9213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 SING FA |
| Legal Description | LOT 32 REIMERS SUBDN NO 1 |
| Legal Subdivision | REIMERS SUB |
| Legal Lot Number | 32 |
| Legal Unit | 32 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 2500 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1640 KAY DR, BENTON HARBOR, MI 49022-9213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK |
| Mar 29, 2017 | Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2018 · Amount on Record |
| Deed Sale | Oct 5, 2018 · Amount on Record |
| Prior Sale | Mar 29, 2017 · Amount on Record |
| Deed Book / Page | 3219 / 389 |
| Prior Transfer Date | May 7, 2015 |
| Prior Transfer Doc | 03104/0081 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 5, 2018 |
| Property Address | 1640 KAY DR, BENTON HARBOR, MI 49022-9213 |
| Document Number | 03219/0389 |
| Book / Page | 3219 / 0389 |
| Map Reference | LB18 PG5 |
| Instrument Date | Oct 3, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $709.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1640 KAY DR, BENTON HARBOR, MI 49022-9213 |
| Document Number | 0003219390 |
|---|---|
| Date | Oct 5, 2018 |
| Instrument | 3219/390 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Mar 29, 2017 |
| Property Address | 1640 KAY DR, BENTON HARBOR, MI 49022-9213 |
| Document Number | 03167/2290 |
| Book / Page | 3167 / 2290 |
| Map Reference | LB18 PG5 |
| Instrument Date | Mar 22, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 E PENN SQ # SQ12TH, SQ12TH, PHILADELPHIA, PA 19107-3323 |
| Name | Verified Name |
|---|---|
| Address | 2901 E ALGONQUIN DR, BENTON HARBOR, MI 49022-2402 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Benton Charter Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,000 (+19.15%) | $112,000 (+19.15%) | |
| 2025 | $1,498.00 (+13.48%) | ||
| 2023 | $47,000 | $94,000 | |
| 2022 | $1,320.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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