1664 Kay Dr, Benton Harbor, MI 49022 Property Records

Berrien County property record for 1664 Kay Dr, Benton Harbor, MI 49022

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,539 sqft · built 1964
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Last Sale$115,805 (Jul 2022)
Tax Bill$1,887 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Jul 2022 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN03-6790-0033-01-6

Property Details

APN / Parcel Number

Primary APN03-6790-0033-01-6
Alternative APN
  • 11-03-6790-0033-01-6

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,539 sqft Living Area
1st Floor Area1,026 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleBi-Level
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions132 ft deep x 152 ft wide
Garage Area348 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1664 KAY DR
CityBENTON HARBOR
StateMI
Zip49022-9213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2 SING FA
Legal DescriptionLOTS 33 & 34 REIMERS SUBDN NO 1
Legal SubdivisionREIMERS SUB
Legal Lot Number33-34
JurisdictionBERRIEN MI
Township / Civil DivisionBENTON
Census Block Group1
Census Block1029
Census Tract2500

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1664 KAY DR, BENTON HARBOR, MI 49022-9213
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2026Deed of Trust, Mortgage · Line of Credit
HONOR CREDIT UNION
Jul 27, 2022Warranty Deed, Construction Loan · Construction Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2022 · Amount on Record
Deed SaleJul 27, 2022 · Amount on Record
Prior SaleNov 16, 2004 · Amount on Record
Deed Document Number2022358770
Deed Book / Page3381 / 713
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Recording DateJun 8, 2026
Property Address1664 KAY DR, BENTON HARBOR, MI 49022-9213
Document Number0000462807
Book / Page3479 / 1419
Instrument DateMay 28, 2026
Instrument2026462807
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1664 KAY DR, BENTON HARBOR, MI 49022-9213

Mortgage

Document Number0000462807,
DateJun 8, 2026
Book Page3479/1419
Instrument2026462807
Lender
NameHONOR CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 12, 2046
Interest
Rate6.3%
Max Rate-1%

July 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionBERRIEN MI
Recording DateJul 27, 2022
Property Address1664 KAY DR, BENTON HARBOR, MI 49022-9213
Document Number003381/713
Book / Page3381 / 713
Map ReferenceLB 18 PG 5
Instrument DateJun 30, 2022
Instrument2022358770
Transaction TypeConstruction Loan
Record UpdatedNov 9, 2023
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$870.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1664 KAY DR, BENTON HARBOR, MI 49022-9213

Transferred To (Grantee/Buyer)

NameVerified Name
Address4590 LUTHER PATH # 106, 106, SAINT JOSEPH, MI 49085-8322

Mortgage

Document Number0033810716
DateJul 27, 2022
Instrument3381-0716
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBenton Charter Township
Unified School DistrictBenton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$62,400 (-4.59%)$124,800 (-4.59%)
2025$1,887.00 (+12.52%)
2023$65,400$130,800
2022$1,677.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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