1695 Lone Oak Rd, Vista, CA 92084 Property Records

San Diego County property record for 1695 Lone Oak Rd, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,079 sqft · built 1975
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Trust Names on File
Last Sale	$160,000 (Oct 1986)
Tax Bill	$3,564 (2025)
Deeds & Mortgages	Sep 2026 Transfer Sep 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`184-260-29-00`

Property Details

APN / Parcel Number

Primary APN	`184-260-29-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,079 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	24,394 sqft (0.56 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1695 LONE OAK RD
City	VISTA
State	CA
Zip	92084-7725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 1 TR PM02035
Legal Subdivision	POR NW4 S33T11SR03W SBB&M
Legal Tract	2035
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	19903

Owner

1695 Lone Oak Rd is owner-occupied and held in a trust since July 2026.

Source: San Diego County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1695 LONE OAK RD, VISTA, CA 92084-7725
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 23, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WATERMARK CAPITAL INC
Feb 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 4, 2020	Affidavit of Death, Transfer NOT AVAILABLE
Dec 24, 2019	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 1986 · Amount on File
Deed Sale	Oct 31, 1986 · Amount on File
Deed Document Number	1986495900
Last Transfer Date	Jul 22, 2026
Transfer Doc	0000277126
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 23, 2026
Property Address	1695 LONE OAK RD, VISTA, CA 92084-7725
Document Number	0000277127
Instrument Date	Jul 22, 2026
Instrument	2026277127
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1695 LONE OAK RD, VISTA, CA 92084-7725

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 23, 2026
Property Address	1695 LONE OAK RD, VISTA, CA 92084-7725
Document Number	0000277126
Instrument Date	Jul 22, 2026
Instrument	2026277126
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1695 LONE OAK RD, VISTA, CA 92084-7725

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 9, 2020
Property Address	1695 LONE OAK RD, VISTA, CA 92084-7725
Document Number	0000701104
Instrument Date	Oct 30, 2020
Instrument	2020-0701104
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	PRIORITY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1695 LONE OAK RD, VISTA, CA 92084-7725

Mortgage

Document Number	0000701105
Date	Nov 9, 2020
Instrument	2020-0701105

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 4, 2020
Property Address	1695 LONE OAK RD, VISTA, CA 92084-7725
Document Number	0000057289
Instrument Date	May 7, 2019
Instrument	57289
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4114 S 173RD ST OMAHA NE 681353619, OMAHA, NE 68135-3619

February 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 4, 2020
Property Address	1695 LONE OAK RD, VISTA, CA 92084-7725
Document Number	0000057288
Instrument Date	May 7, 2019
Instrument	57288
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1695 LONE OAK RD VISTA CA 920847725, VISTA, CA 92084-7725

December 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 24, 2019
Property Address	1695 LONE OAK RD, VISTA, CA 92084-7725
Document Number	0000603992
Instrument Date	Apr 18, 2017
Instrument	603992
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1695 LONE OAK RD VISTA CA 920847725, VISTA, CA 92084-7725

Tax Assessment & Valuation

The 2025 property tax bill for 1695 Lone Oak Rd was $3,564.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$318,589 (+2%) Land $82,699 Building $235,890
2025	$3,564.00	$312,343 Land $81,078 Building $231,265
2023	$3,279.00 (+0.24%)	$300,217 Land $77,931 Building $222,286
2022	$3,271.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1695 Lone Oak Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Feb 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1695 Lone Oak Rd is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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