1670 Lone Oak Rd, Vista, CA 92084 Property Records

San Diego County property record for 1670 Lone Oak Rd, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,956 sqft · built 1971
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Dec 2020)
Tax Bill	$11,442 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`184-080-16-00`

Property Details

APN / Parcel Number

Primary APN	`184-080-16-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	1,956 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	82,764 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	1670 LONE OAK RD
City	VISTA
State	CA
Zip	92084-7724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 33-11-3W NE 1/4 POR NW 1/4 OF
Legal Range	03W
Legal Township	11
Legal Section	33
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	19903

Owner

1670 Lone Oak Rd is owned and occupied by two individuals who acquired it in March 2022.

Source: San Diego County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1670 LONE OAK RD, VISTA, CA 92084-7724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Mar 30, 2022	Quit Claim Deed, Transfer · Conventional Mortgage HOME MORTGAGE EXPERTS INC
Jan 21, 2022	Intrafamily Transfer, Transfer ORABGE COAST TITLE, ORANGE COAST TITLE
Dec 4, 2020	Grant Deed, Transfer · Conventional Mortgage HOME MORTGAGE EXPERTS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on File
Deed Sale	Dec 4, 2020 · Amount on File
Prior Sale	May 6, 2004 · Amount on File
Deed Document Number	2020777975
Last Transfer Date	Mar 25, 2022
Transfer Doc	0000141066
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1670 LONE OAK RD, VISTA, CA 92084-7724
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1670 LONE OAK RD, VISTA, CA 92084-7724

Mortgage

Document Number	0000388375
Date	Oct 4, 2022
Instrument	2022-0388375

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 30, 2022
Property Address	1670 LONE OAK RD, VISTA, CA 92084-7724
Document Number	0000141066
Instrument Date	Mar 25, 2022
Instrument	2022-0141066
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	LAWYERS TITLE-SD, LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1670 LONE OAK RD, VISTA, CA 92084-7724
Investor	Possibly a Property Investor

Mortgage

Document Number	0000141067
Date	Mar 30, 2022
Instrument	2022-0141067

Lender

Name	HOME MORTGAGE EXPERTS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 21, 2022
Property Address	1670 LONE OAK RD, VISTA, CA 92084-7724
Document Number	0000031339
Instrument Date	Jan 15, 2022
Instrument	2022-0031339
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1670 LONE OAK RD, VISTA, CA 92084-7724

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 4, 2020
Property Address	1670 LONE OAK RD, VISTA, CA 92084-7724
Document Number	0000777975
Instrument Date	Sep 28, 2020
Instrument	2020-0777975
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1670 LONE OAK RD, VISTA, CA 92084-7724
Investor	Possibly a Property Investor

Mortgage

Document Number	0000777976
Date	Dec 4, 2020
Instrument	2020-0777976

Lender

Name	HOME MORTGAGE EXPERTS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1670 Lone Oak Rd was $11,442.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,028,302 (+2%) Land $757,696 Building $270,606
2025	$11,442.00	$1,008,140 Land $742,840 Building $265,300
2023	$9,991.00 (+38.09%)	$919,000 Land $677,000 Building $242,000
2022	$7,235.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1670 Lone Oak Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Feb 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1670 Lone Oak Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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