1678 Lone Oak Rd, Vista, CA 92084 Property Records

San Diego County property record for 1678 Lone Oak Rd, Vista, CA 92084

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,035 sqft · built 1969
Lot Size0.69 acres (30,056 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Apr 2000)
Tax Bill$7,992 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN184-281-20-00

Property Details

APN / Parcel Number

Primary APN184-281-20-00
Alternative APN
  • 1842801000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area3,035 sqft Living Area

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Lot Area30,056 sqft (0.69 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1842801000
Street Address1678 LONE OAK RD
CityVISTA
StateCA
Zip92084-7724
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSEC 33-11-3W NEQ PAR 1 DOC193313REC71 IN NWQ OF SWQ OF
Legal Range03W
Legal Township11
Legal Section33
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract19903

Owner

1678 Lone Oak Rd is owned and occupied by two individuals who bought it in April 2000.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1678 LONE OAK RD, VISTA, CA 92084-7724
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2000 · Amount on File
Deed SaleApr 7, 2000 · Amount on File
Prior SaleDec 31, 1996 · Amount on File
Deed Document Number2000177427
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1678 LONE OAK RD, VISTA, CA 92084-7724
Document Number0000613068
Instrument DateDec 23, 2019
Transaction TypeMortgage
Record UpdatedJan 10, 2020
Title CompanyCORINTHIAN TITLE COMPANY-SD, CORINTHIAN TITLE CO-SD

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1678 LONE OAK RD VISTA CA 920847724, VISTA, CA 92084-7724

Mortgage

Document Number0000613068
DateDec 30, 2019
Instrument613068
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1678 Lone Oak Rd was $7,992 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$725,652 (+2%) Land $209,244 Building $516,408
2025$7,992.00 Homeowner's exemption$711,425 Land $205,142 Building $506,283
2023$7,352.00 (+0.27%) Homeowner's exemption$683,801 Land $197,177 Building $486,624
2022$7,332.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1678 Lone Oak Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimFeb 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1678 Lone Oak Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 64% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on Lone Oak Rd

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