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1695 Lemon Ave, Winter Haven, FL 33881 Property Records

Polk County property record for 1695 Lemon Ave, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,004 sqft · built 2020
Lot Size0.254 acres (11,056 sqft)
Owner2 Individual Names on Record
Last Sale$2,040,650 (May 2020)
Tax Bill$5,298 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Nov 2019 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-28-22-588322-000500

Property Details

APN / Parcel Number

Primary APN26-28-22-588322-000500
Alternative APNs
  • 222826588322000500
  • 22826000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,004 sqft Living Area
Gross Area2,595 sqft
1st Floor Area2,004 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialOther
Lot Area11,056 sqft (0.254 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area440 sqft
PorchFlorida Room

Location & Zoning

Street Address1695 LEMON AVE
CityWINTER HAVEN
StateFL
Zip33881-3243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAGLE CREST PB 144 PG 20-22 LOT 50
Legal Range26E
Legal Township28S
Legal Section22
Legal SubdivisionEAGLE CREST
Legal Tract588322
Legal Block4
Legal Lot Number50
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4018
Census Tract13702

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1695 LEMON AVE, WINTER HAVEN, FL 33881-3243
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2020Warranty Deed, Subdivision Related Transfer · Conventional with PMI
PARTNERS FCU
Nov 20, 2019Loan Modification, Mortgage
SEACOAST NAT'L BK
Oct 7, 2019Warranty Deed, Transfer
INSURED REAL ESTATE TITLE, INSURED REAL EST TITLE
Oct 7, 2019Warranty Deed, Transfer
INSURED TITLE SERVICES, INSURED TITLE SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2020 · Amount on Record
Deed SaleMay 7, 2020 · Amount on Record
Prior SaleApr 17, 2020 · Amount on Record
Deed Document Number202093312
Deed Book / Page11228 / 1403
Prior Transfer DateApr 10, 2020
Prior Transfer Doc0000093312
Record UpdatedOct 29, 2026

April 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 17, 2020
Property Address1695 LEMON AVE, WINTER HAVEN, FL 33881-3243
Document Number0112092104
Book / Page011209 / 002104
Instrument DateApr 10, 2020
Instrument81520
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 12, 2020
Title CompanyINSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,685.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1695 LEMON AVE WINTER HAVEN FL 338813243, WINTER HAVEN, FL 33881-3243

Mortgage

Document Number112092105
DateApr 17, 2020
Book Page011209/002105
Instrument81521
Lender
NamePARTNERS FCU
TypeCredit Union
AddressORLANDO, FL 32821
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 16, 2050

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address1695 LEMON AVE, WINTER HAVEN, FL 33881-3243
Document Number0110521850
Instrument DateNov 20, 2019
Transaction TypeMortgage
Record UpdatedDec 16, 2019
Title CompanyINSURED TITLE SERVICES, INSURED TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480
InvestorPossibly a Property Investor

Mortgage

Document Number0110521850
DateNov 25, 2019
Book Page011052/001850
Instrument250135
Lender
NameSEACOAST NAT'L BK
TypeBank
Address815 COLORADO AVE, STUART, FL 34994-3053
Agreement
AmountAmount Recorded

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 7, 2019
Property Address1695 LEMON AVE, WINTER HAVEN, FL 33881-3243
Document Number0109971820
Book / Page010997 / 001820
Instrument DateOct 4, 2019
Instrument211948
Transaction TypeTransfer
Record UpdatedOct 21, 2019
Title CompanyINSURED REAL ESTATE TITLE, INSURED REAL EST TITLE

Transaction

AmountAmount Recorded
Tax$206.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480
InvestorPossibly a Property Investor

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 7, 2019
Property Address1695 LEMON AVE, WINTER HAVEN, FL 33881-3243
Document Number0109971821
Book / Page010997 / 001821
Instrument DateOct 4, 2019
Instrument211949
Transaction TypeTransfer
Record UpdatedOct 21, 2019
Title CompanyINSURED TITLE SERVICES, INSURED TITLE SVCS

Transaction

AmountAmount Recorded
Tax$304.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$258,495 (-7.2%) Land $50,000 Building $208,495$258,495 (-7.2%) Land $50,000 Building $208,495
2025$5,298.00 (+10.44%)$278,549 (-4%) Land $50,000 Building $228,549$278,549 (-4%) Land $50,000 Building $228,549
2023$4,797.00 (+11.45%)$290,169 (+18.14%) Land $48,000 Building $242,169$290,169 (+18.14%) Land $48,000 Building $242,169
2022$4,304.00$245,618 Land $40,000 Building $205,618$245,618 Land $40,000 Building $205,618

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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