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1689 Lemon Ave, Winter Haven, FL 33881 Property Records

Polk County property record for 1689 Lemon Ave, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,845 sqft · built 2020
Lot Size0.244 acres (10,624 sqft)
OwnerIndividual Name on File
Last Sale$330,000 (Apr 2025)
Tax Bill$4,995 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Nov 2019 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-28-22-588322-000510

Property Details

APN / Parcel Number

Primary APN26-28-22-588322-000510
Alternative APNs
  • 222826588322000510
  • 22826000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,845 sqft Living Area
Gross Area2,277 sqft
1st Floor Area1,845 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialOther
Lot Area10,624 sqft (0.244 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area432 sqft
PorchFinished/Open Porch

Location & Zoning

Street Address1689 LEMON AVE
CityWINTER HAVEN
StateFL
Zip33881-3243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAGLE CREST PB 144 PG 20-22 LOT 51
Legal Range26E
Legal Township28S
Legal Section22
Legal SubdivisionEAGLE CREST
Legal Tract588322
Legal Block4
Legal Lot Number51
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4018
Census Tract13702

Owner

1689 Lemon Ave is owned and occupied by an individual who bought it in April 2025.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1689 LEMON AVE, WINTER HAVEN, FL 33881-3243
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2020Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FREEDOM MTG
Nov 14, 2019Loan Modification, Mortgage · Line of Credit
AMERIS BK
Oct 1, 2019Warranty Deed, Transfer
INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS
Oct 1, 2019Warranty Deed, Transfer
INSURED TITLE SERVICES, INSURED TITLE SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2025 · Amount on File
Deed SaleApr 22, 2025 · Amount on File
Prior SaleFeb 18, 2020 · Amount on File
Deed Document Number202592056
Deed Book / Page13516 / 220
Record UpdatedOct 29, 2026

February 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 18, 2020
Property Address1689 LEMON AVE, WINTER HAVEN, FL 33881-3243
Document Number0111441502
Book / Page011144 / 001502
Instrument DateFeb 13, 2020
Instrument37204
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 10, 2020
Title CompanyINSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,512.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1689 LEMON AVE WINTER HAVEN FL 338813243, WINTER HAVEN, FL 33881-3243

Mortgage

Document Number111441503
DateFeb 18, 2020
Book Page011144/001503
Instrument37205
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 17, 2050

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address1689 LEMON AVE, WINTER HAVEN, FL 33881-3243
Document Number0110432009
Instrument DateNov 14, 2019
Transaction TypeMortgage
Record UpdatedDec 5, 2019
Title CompanyINSURED TITLE SERVICES, INSURED TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480
InvestorPossibly a Property Investor

Mortgage

Document Number0110432009
DateNov 18, 2019
Book Page011043/002009
Instrument243884
Lender
NameAMERIS BK
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeLine of Credit
Interest
Rate TypeAdjustable Rate

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 1, 2019
Property Address1689 LEMON AVE, WINTER HAVEN, FL 33881-3243
Document Number0109901851
Book / Page010990 / 001851
Instrument DateSep 27, 2019
Instrument207324
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyINSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS

Transaction

AmountAmount on Record
Tax$290.58
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480
InvestorPossibly a Property Investor

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 1, 2019
Property Address1689 LEMON AVE, WINTER HAVEN, FL 33881-3243
Document Number0109901850
Book / Page010990 / 001850
Instrument DateSep 27, 2019
Instrument207323
Transaction TypeTransfer
Record UpdatedOct 14, 2019
Title CompanyINSURED TITLE SERVICES, INSURED TITLE SVCS

Transaction

AmountAmount on Record
Tax$206.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1689 Lemon Ave was $4,995 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$252,736 (-3.75%) Land $50,000 Building $202,736$252,736 (-3.75%) Land $50,000 Building $202,736
2025$4,995.00$262,583 Land $50,000 Building $212,583$262,583 Land $50,000 Building $212,583
2023$4,524.00 (+11.4%)$273,315 (+17.97%) Land $48,000 Building $225,315$273,315 (+17.97%) Land $48,000 Building $225,315
2022$4,061.00$231,674 Land $40,000 Building $191,674$231,674 Land $40,000 Building $191,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1689 Lemon Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1689 Lemon Ave is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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