Polk County property record for 1683 Lemon Ave, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,838 sqft · built 2020 |
| Lot Size | 0.244 acres (10,624 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,717 (Jul 2020) |
| Tax Bill | $3,470 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-22-588322-000520 |
| Primary APN | 26-28-22-588322-000520 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,838 sqft Living Area |
| Gross Area | 2,238 sqft |
| 1st Floor Area | 1,838 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,624 sqft (0.244 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Pool Type | Enclosed Pool |
| Porch | Finished/Open Porch |
| Shed | 1 Shed |
| Street Address | 1683 LEMON AVE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-3243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLE CREST PB 144 PG 20-22 LOT 52 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 22 |
| Legal Subdivision | EAGLE CREST |
| Legal Tract | 588322 |
| Legal Block | 4 |
| Legal Lot Number | 52 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 13702 |
1683 Lemon Ave is owned and occupied by an individual who bought it in July 2020.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1683 LEMON AVE, WINTER HAVEN, FL 33881-3243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage LOWER LLC |
| Jul 22, 2020 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MTG |
| Jan 14, 2020 | Loan Modification, Mortgage SEACOAST NAT'L BK |
| Dec 6, 2019 | Warranty Deed, Transfer INSURED TITLE SERVICES, INSURED TITLE SVCS |
| Dec 6, 2019 | Warranty Deed, Transfer INSURED TITLE SERVICES, INSURED TITLE SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2020 · Amount on File |
| Deed Sale | Jul 22, 2020 · Amount on File |
| Deed Document Number | 2020146990 |
| Deed Book / Page | 11307 / 736 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1683 LEMON AVE, WINTER HAVEN, FL 33881-3243 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1683 LEMON AVE, WINTER HAVEN, FL 33881-3243 |
| Document Number | 0000230836 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 11877/789 |
| Instrument | 2021230836 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 1, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 22, 2020 |
| Property Address | 1683 LEMON AVE, WINTER HAVEN, FL 33881-3243 |
| Document Number | 0113070736 |
| Book / Page | 011307 / 000736 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 146990 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,608.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1683 LEMON AVE WINTER HAVEN FL 338813243, WINTER HAVEN, FL 33881-3243 |
| Document Number | 113070737 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 011307/000737 |
| Instrument | 146991 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 21, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1683 LEMON AVE, WINTER HAVEN, FL 33881-3243 |
| Document Number | 0111080037 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2020 |
| Title Company | INSURED TITLE SERVICES, INSURED TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480 |
| Document Number | 0111080037 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 011108/000037 |
| Instrument | 10443 |
| Name | SEACOAST NAT'L BK |
|---|---|
| Type | Bank |
| Address | 815 COLORADO AVE, STUART, FL 34994-3053 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 6, 2019 |
| Property Address | 1683 LEMON AVE, WINTER HAVEN, FL 33881-3243 |
| Document Number | 0110660569 |
| Book / Page | 011066 / 000569 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 259042 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2019 |
| Title Company | INSURED TITLE SERVICES, INSURED TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $413.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 6, 2019 |
| Property Address | 1683 LEMON AVE, WINTER HAVEN, FL 33881-3243 |
| Document Number | 0110660568 |
| Book / Page | 011066 / 000568 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 259041 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2019 |
| Title Company | INSURED TITLE SERVICES, INSURED TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $413.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1683 Lemon Ave was $3,470 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,097 (+2.7%) | $292,525 (+3.13%) Land $50,000 Building $242,525 | |
| 2025 | $3,470.00 Homeowner's exemption | $225,995 | $283,659 Land $50,000 Building $233,659 |
| 2023 | $2,827.00 (+2.87%) Homeowner's exemption | $189,831 (+3%) | $268,337 (+17.35%) Land $48,000 Building $220,337 |
| 2022 | $2,748.00 Homeowner's exemption | $184,302 | $228,655 Land $40,000 Building $188,655 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1683 Lemon Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1683 Lemon Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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