16910 20th Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 16910 20th Ave Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,840 sqft · built 1978
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$207,700 (Nov 2008)
Tax Bill	$4,824 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`348501-2-293`

Property Details

APN / Parcel Number

Primary APN	`348501-2-293`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,840 sqft Living Area
1st Floor Area	680 sqft
Upper Floors Area	680 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2007
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	88 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	16910 20TH AVENUE CT E
City	SPANAWAY
State	WA
Zip	98387-5544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 27 TOWNSHIP 19 RANGE 03 QUARTER 41 DENNEY ADD L 31 THRU 33 B 8 OUT OF 228-3 SEG L-2738 NF JES
Legal Range	03
Legal Township	19
Legal Section	27
Legal Subdivision	DENNEY ADD
Legal Block	8
Legal Lot Number	31-33
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2003
Census Tract	71409

Owner

16910 20th Ave Ct E is owned and occupied by two individuals who bought it in November 2008.

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16910 20TH AVENUE CT E, SPANAWAY, WA 98387-5544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2008 · Amount on File
Deed Sale	Nov 4, 2008 · Amount on File
Prior Sale	Nov 2, 2007 · Amount on File
Deed Document Number	2008304
Prior Transfer Date	Aug 20, 2002
Prior Transfer Doc	0000000796
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	16910 20TH AVENUE CT E, SPANAWAY, WA 98387-5544
Document Number	2101110794
Instrument Date	Jan 6, 2021
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16910 20TH AVENUE CT E #H SPANAWAY WA 983875544, H, SPANAWAY, WA 98387-5544

Mortgage

Document Number	2101110794
Date	Jan 11, 2021
Instrument	202101110794

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 10, 2046

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	16910 20TH AVENUE CT E, SPANAWAY, WA 98387-5544
Document Number	2008060409
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16910 20TH AVENUE CT E SPANAWAY WA 983875544, SPANAWAY, WA 98387-5544

Mortgage

Document Number	2008060409
Date	Aug 6, 2020
Instrument	202008060409

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46038-8001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 5, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 16910 20th Ave Ct E was $4,824, up 4.2% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,824.00 (+4.24%)	$422,000 Land $176,800 Building $245,200	$422,000 Land $176,800 Building $245,200
2025	$4,628.00 (+4.59%)
2024	$4,425.00 (-2.02%)	$376,200 (-3.81%) Land $144,200 Building $232,000	$376,200 (-3.81%) Land $144,200 Building $232,000
2023	$4,516.00	$391,100 Land $144,200 Building $246,900	$391,100 Land $144,200 Building $246,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16910 20th Ave Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16910 20th Ave Ct E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

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