16823 20th Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 16823 20th Ave Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,266 sqft · built 1979
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Feb 2026)
Tax Bill	$4,338 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Apr 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`348501-2-584`

Property Details

APN / Parcel Number

Primary APN	`348501-2-584`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,266 sqft Living Area
Gross Area	1,794 sqft
1st Floor Area	468 sqft
Upper Floors Area	798 sqft
Basement Area	468 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1994
Architectural Style	Split Foyer
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	16823 20TH AVENUE CT E
City	SPANAWAY
State	WA
Zip	98387-7636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 27 TOWNSHIP 19 RANGE 03 QUARTER 41 DENNEY ADD L 10 THRU 12 B 9 OUT OF 258-0 SEG L-2597 DS JES
Legal Range	03
Legal Township	19
Legal Section	27
Legal Subdivision	DENNEY ADD
Legal Block	9
Legal Lot Number	10-12
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2002
Census Tract	71409

Owner

16823 20th Ave Ct E is owned and occupied by an individual who bought it in February 2026.

Source: Pierce County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	16823 20TH AVENUE CT E, SPANAWAY, WA 98387-7636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Apr 26, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SURETY
Jul 24, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2026 · Amount on File
Deed Sale	Feb 10, 2026 · Amount on File
Deed Document Number	2026495
Prior Transfer Date	Jul 9, 2005
Prior Transfer Doc	0000000473
Record Updated	Oct 29, 2026

February 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PIERCE WA
Recording Date	Feb 10, 2026
Property Address	16823 20TH AVENUE CT E, SPANAWAY, WA 98387-7636
Document Number	0002100495
Map Reference	VOL 8 PG 99
Instrument Date	Feb 4, 2026
Instrument	202602100495
Transaction Type	Transfer
Record Updated	Feb 18, 2026
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,480.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16823 20TH AVENUE CT E, SPANAWAY, WA 98387-7636

Mortgage

Document Number	0002100496
Date	Feb 10, 2026
Instrument	202602100496

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Mortgage

Document Number	0002100497
Date	Feb 10, 2026
Instrument	202602100497

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	LAKEWOOD, NJ 08701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	16823 20TH AVENUE CT E, SPANAWAY, WA 98387-7636
Document Number	1905150061
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16823 20TH AVENUE CT E SPANAWAY WA 983877636, SPANAWAY, WA 98387-7636

Mortgage

Document Number	1905150061
Date	May 15, 2019
Instrument	201905150061

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 14, 2049

Interest

Rate Type	Adjustable Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	16823 20TH AVENUE CT E, SPANAWAY, WA 98387-7636
Document Number	1904020700
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16823 20TH AVENUE CT E SPANAWAY WA 983877636, SPANAWAY, WA 98387-7636

Mortgage

Document Number	1904020700
Date	Apr 2, 2019
Instrument	201904020700

Lender

Name	AMERICAN SURETY
Address	INDIANAPOLIS, IN 46268

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	16823 20TH AVENUE CT E, SPANAWAY, WA 98387-7636
Document Number	1708140508
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16823 20TH AVENUE CT E SPANAWAY WA 983877636, SPANAWAY, WA 98387-7636

Mortgage

Document Number	1708140508
Date	Aug 14, 2017
Instrument	201708140508

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 16823 20th Ave Ct E was $4,338, up 3.6% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,338.00 (+3.63%)	$374,300 (-0.93%) Land $176,800 Building $197,500	$374,300 (-0.93%) Land $176,800 Building $197,500
2025	$4,186.00 (+4.91%)	$377,800 (+12.74%) Land $176,800 Building $201,000	$377,800 (+12.74%) Land $176,800 Building $201,000
2024	$3,990.00 (-1.6%)	$335,100 (-3.54%) Land $144,200 Building $190,900	$335,100 (-3.54%) Land $144,200 Building $190,900
2023	$4,055.00	$347,400 Land $144,200 Building $203,200	$347,400 Land $144,200 Building $203,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16823 20th Ave Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16823 20th Ave Ct E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

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