16915 20th Ave Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 16915 20th Ave Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,170 sqft · built 1978
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Tax Bill	$3,993 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`348501-2-587`

Property Details

APN / Parcel Number

Primary APN	`348501-2-587`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,170 sqft Living Area
Gross Area	1,676 sqft
1st Floor Area	1,170 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	16915 20TH AVENUE CT E
City	SPANAWAY
State	WA
Zip	98387-5544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 27 TOWNSHIP 19 RANGE 03 QUARTER 41 DENNEY ADD L 19 THRU 21 B 9 OUT OF 258-0 SEG L-2597 DS JES
Legal Range	03
Legal Township	19
Legal Section	27
Legal Subdivision	DENNEY ADD
Legal Block	9
Legal Lot Number	19-21
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2002
Census Tract	71409

Owner

16915 20th Ave Ct E is owned and occupied by an individual who acquired it in September 2004.

Source: Pierce County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	16915 20TH AVENUE CT E, SPANAWAY, WA 98387-5544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jul 5, 2023	Deed of Trust, Mortgage · Reverse Mortgage SOUTH RIVER MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 22, 2004
Transfer Doc	0000000925
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Jun 1, 2026
Property Address	16915 20TH AVENUE CT E, SPANAWAY, WA 98387-5544
Document Number	0000000092
Instrument Date	May 27, 2026
Instrument	202692
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	16915 20TH AVE E, SPANAWAY, WA 98387-7695

Mortgage

Document Number	0000000092,
Date	Jun 1, 2026
Instrument	202692

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate	12%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	16915 20TH AVENUE CT E, SPANAWAY, WA 98387-5544
Transaction Type	Mortgage
Record Updated	Jul 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16915 20TH AVENUE CT E, SPANAWAY, WA 98387-5544

Mortgage

Document Number	0007050080
Date	Jul 5, 2023
Instrument	202307050080

Lender

Name	SOUTH RIVER MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	ANNAPOLIS, MD 21401

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	899 Months
Due	Jun 29, 2098

Interest

Rate Type	Adjustable Rate
Rate	8.23%
Type Change Date	Aug 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	18.2%

Tax Assessment & Valuation

The 2025 property tax bill for 16915 20th Ave Ct E was $3,993 with a senior citizen's exemption, up 5.3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,100 Land $176,800 Building $179,300	$356,100 Land $176,800 Building $179,300
2025	$3,993.00 (+5.33%)
2024	$3,791.00 (-1.46%)	$317,200 (-3.41%) Land $144,200 Building $173,000	$317,200 (-3.41%) Land $144,200 Building $173,000
2023	$3,847.00	$328,400 Land $144,200 Building $184,200	$328,400 Land $144,200 Building $184,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16915 20th Ave Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16915 20th Ave Ct E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

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