1691 Sheffield Dr, Elgin, IL 60123 Property Records

Kane County property record for 1691 Sheffield Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1978
Lot Size	0.122 acres (5,314 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (Jun 2021)
Tax Bill	$4,056 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Apr 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-303-040`

Property Details

APN / Parcel Number

Primary APN	`06-03-303-040`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
Gross Area	1,664 sqft
1st Floor Area	832 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	5,314 sqft (0.122 acres)
Lot Width	14 ft Width
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1691 SHEFFIELD DR
City	ELGIN
State	IL
Zip	60123-1260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT NO. 4 - PT LOT 178
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	178
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1019
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1691 SHEFFIELD DR, ELGIN, IL 60123-1260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK
Apr 20, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Apr 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 30, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	Apr 20, 2020 · Amount on Record
Deed Document Number	202148388
Prior Transfer Date	Apr 3, 2020
Prior Transfer Doc	0000019432
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 24, 2021
Property Address	1691 SHEFFIELD DR, ELGIN, IL 60123-1260
Document Number	0000048388
Instrument Date	Apr 26, 2021
Instrument	2021K048388
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1691 SHEFFIELD DR, 1691, ELGIN, IL 60123-1260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1691 SHEFFIELD DR, ELGIN, IL 60123-1260

Mortgage

Document Number	0000048389
Date	Jun 24, 2021
Instrument	2021K048389

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Apr 20, 2020
Property Address	1691 SHEFFIELD DR, ELGIN, IL 60123-1260
Document Number	0000019433
Instrument Date	Apr 8, 2020
Instrument	19433
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$182.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1691 SHEFFIELD DR ELGIN IL 601231260, ELGIN, IL 60123-1260

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 20, 2020
Property Address	1691 SHEFFIELD DR, ELGIN, IL 60123-1260
Document Number	0000019432
Instrument Date	Apr 3, 2020
Instrument	19432
Transaction Type	Transfer
Record Updated	Jul 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15480 LAND CANYON RD #100 IRVINE CA 92618, 100, IRVINE, CA 92618
Investor	Possibly a Property Investor

January 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	KANE IL
Recording Date	Jan 30, 2020
Property Address	1691 SHEFFIELD DR, ELGIN, IL 60123-1260
Document Number	0000005545
Instrument Date	Dec 6, 2019
Instrument	5545
Transaction Type	Foreclosure
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1691 SHEFFIELD DR ELGIN IL 601231260, ELGIN, IL 60123-1260

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,056.00 (+15.75%) Homeowner's exemption	$61,174 (+8.57%) Land $15,111 Building $46,063	$183,595 (+8.57%) Land $45,351 Building $138,244
2024		$56,345 (+21.39%) Land $13,918 Building $42,427	$169,103 (+21.44%) Land $41,771 Building $127,332
2022	$3,504.00 (+5.04%) Homeowner's exemption	$46,415 (+6.96%) Land $11,465 Building $34,950	$139,245 (+6.96%) Land $34,395 Building $104,850
2021	$3,336.00 Homeowner's exemption	$43,395 Land $10,719 Building $32,676	$130,185 Land $32,157 Building $98,028

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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