1686 Sheffield Dr, Elgin, IL 60123 Property Records

Kane County property record for 1686 Sheffield Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,750 sqft · built 1977
Lot Size	0.236 acres (10,264 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jan 2019)
Tax Bill	$7,907 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-302-018`

Property Details

APN / Parcel Number

Primary APN	`06-03-302-018`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,750 sqft Living Area
Gross Area	2,310 sqft
1st Floor Area	1,750 sqft
Basement Area	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Construction Type	Frame
Lot Area	10,264 sqft (0.236 acres)
Lot Width	44 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1686 SHEFFIELD DR
City	ELGIN
State	IL
Zip	60123-1259
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 4 LOT 198
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	198
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1018
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1686 SHEFFIELD DR, ELGIN, IL 60123-1259
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
May 7, 2020	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jan 29, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Oct 1, 2018	Quit Claim Deed, Transfer LAKELAND TITLE SERVICES
Oct 1, 2018	Grant Deed, Transfer LAKELAND TITLE SERVICES
Feb 13, 2018	Grant Deed, Foreclosure
Feb 2, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2019 · Amount on Record
Deed Sale	Jan 29, 2019 · Amount on Record
Prior Sale	Feb 2, 2018
Deed Document Number	20193784
Prior Transfer Date	Sep 12, 2018
Prior Transfer Doc	0000047651
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1686 SHEFFIELD DR, ELGIN, IL 60123-1259
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034159
Date	Apr 30, 2021
Instrument	2021K034159

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1686 SHEFFIELD DR, ELGIN, IL 60123-1259
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023239
Date	May 7, 2020
Instrument	2020K023239

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Nov 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 29, 2019
Property Address	1686 SHEFFIELD DR, ELGIN, IL 60123-1259
Document Number	0000003784
Instrument Date	Jan 14, 2019
Instrument	2019K003784
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	LAKELAND TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1686 SHEFFIELD DR, ELGIN, IL 60123-1259

Mortgage

Document Number	0000003785
Date	Jan 29, 2019
Instrument	2019K003785

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Oct 1, 2018
Property Address	1686 SHEFFIELD DR, ELGIN, IL 60123-1259
Document Number	0000047651
Instrument Date	Sep 17, 2018
Instrument	47651
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	LAKELAND TITLE SERVICES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2758 US HIGHWAY 34 #B-107 OSWEGO IL 605438301, B-107, OSWEGO, IL 60543-8301

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Oct 1, 2018
Property Address	1686 SHEFFIELD DR, ELGIN, IL 60123-1259
Document Number	0000047650
Instrument Date	Sep 17, 2018
Instrument	47650
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	LAKELAND TITLE SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2758 US HIGHWAY 34 #B-107 OSWEGO IL 605438301, B-107, OSWEGO, IL 60543-8301

February 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Feb 13, 2018
Property Address	1686 SHEFFIELD DR, ELGIN, IL 60123-1259
Document Number	0000006862
Instrument Date	Oct 12, 2017
Instrument	6862
Transaction Type	Foreclosure
Record Updated	Feb 22, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Feb 2, 2018
Property Address	1686 SHEFFIELD DR, ELGIN, IL 60123-1259
Document Number	0000005633
Instrument Date	Sep 25, 2017
Instrument	5633
Transaction Type	Foreclosure
Record Updated	Feb 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$221.19
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3232 NEWMARK DR MIAMISBURG OH 453425421, MIAMISBURG, OH 45342-5421

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,907.00 (+15.87%) Homeowner's exemption	$111,643 (+8.57%) Land $28,368 Building $83,275	$335,063 (+8.57%) Land $85,138 Building $249,925
2024		$102,831 (+21.39%) Land $26,129 Building $76,702	$308,616 (+21.44%) Land $78,418 Building $230,198
2022	$6,824.00 (+4.5%) Homeowner's exemption	$84,709 (+6.96%) Land $21,525 Building $63,184	$254,127 (+6.96%) Land $64,575 Building $189,552
2021	$6,530.00 Homeowner's exemption	$79,197 Land $20,124 Building $59,073	$237,591 Land $60,372 Building $177,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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