Kane County property record for 1680 Sheffield Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,666 sqft · built 1977 |
| Lot Size | 0.233 acres (10,135 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $227,000 (Nov 2006) |
| Tax Bill | $7,762 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-03-302-019 |
| Primary APN | 06-03-302-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,666 sqft Living Area |
| Gross Area | 2,114 sqft |
| 1st Floor Area | 1,666 sqft |
| Basement Area | 448 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Frame |
| Lot Area | 10,135 sqft (0.233 acres) |
| Lot Width | 95 ft Width |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 1680 SHEFFIELD DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTURY OAKS WEST UNIT 4 LOT 199 |
| Legal Subdivision | CENTURY OAKS WEST |
| Legal Block | 1 |
| Legal Lot Number | 199 |
| Legal Unit | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 851910 |
Source: Kane County assessment roll, APN 06-03-302-019, as of December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1680 SHEFFIELD DR, ELGIN, IL 60123-1259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA |
| Sep 07, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 22, 2006 · Amount on Record |
| Deed Sale | Nov 22, 2006 · Amount on Record |
| Deed Document Number | 2006128092 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 11, 2026 |
| Property Address | 1680 SHEFFIELD DR, ELGIN, IL 60123-1259 |
| Document Number | 0000024254 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 202624254 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 1680 SHEFFIELD DR, ELGIN, IL 60123-1259 |
| Document Number | 0000024254, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 202624254 |
| Name | FIRST NATIONAL BANK OF OMAHA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1680 SHEFFIELD DR, ELGIN, IL 60123-1259 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000067998 |
|---|---|
| Date | Sep 07, 2021 |
| Instrument | 2021K067998 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Kane County assessment roll as of December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,762.00 (+4.2%) Homeowner's exemption | ||
| 2024 | $7,449.00 (+11.18%) | $101,088 (+21.39%) Land $25,563 Building $75,525 | $303,385 (+21.44%) Land $76,720 Building $226,666 |
| 2022 | $6,700.00 (+4.52%) Homeowner's exemption | $83,273 (+6.96%) Land $21,058 Building $62,215 | $249,819 (+6.96%) Land $63,174 Building $186,645 |
| 2021 | $6,410.00 Homeowner's exemption | $77,855 Land $19,688 Building $58,167 | $233,565 Land $59,064 Building $174,501 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 218 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Opiquad Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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