1691 E FM 550, Rockwall, TX 75032 Property Records

Rockwall County property record for 1691 E FM 550, Rockwall, TX 75032

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2 bd · 1.5 ba · 2,611 sqft · built 2004
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$638,400 (Oct 2024)
Tax Bill	$8,413 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018100000001000R`

Property Details

APN / Parcel Number

Primary APN	`018100000001000R`
Alternative APNs	`492400000001000R` `R12204` `12204`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,611 sqft Gross Area
1st Floor Area	2,611 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1691 E FM 550
City	ROCKWALL
State	TX
Zip	75032-6943
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	SILVERIA ADDITION LOT 1
Legal Subdivision	SILVERIA ADDITION
Legal Tract	1
Legal Lot Number	1
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	1
Census Block	1001
Census Tract	40509

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1691 E FM 550, ROCKWALL, TX 75032-6943
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage CITIZENS BANK NA
Jul 20, 2020	Vendor's Lien, Transfer · VA Mortgage J PHILIPS MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2024 · Amount on Record
Deed Sale	Oct 31, 2024 · Amount on Record
Prior Sale	Jul 20, 2020 · Amount on Record
Deed Document Number	202419194
Prior Transfer Date	Jul 17, 2020
Prior Transfer Doc	0000015740
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1691 E FM 550, ROCKWALL, TX 75032-6943
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001462
Date	Feb 5, 2019
Instrument	20190000001462

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jul 20, 2020
Property Address	1691 E FM 550, ROCKWALL, TX 75032-6943
Document Number	0000015740
Map Reference	MB 3086 PG 103
Instrument Date	Jul 17, 2020
Instrument	20200000015740
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2541, ROCKWALL, TX 75087-9041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1691 E FM 550, ROCKWALL, TX 75032-6943

Mortgage

Document Number	0000015741
Date	Jul 20, 2020
Instrument	20200000015741

Lender

Name	J PHILIPS MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	McLendon-Chisholm City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,449 (-14.77%) Land $242,400 Building $266,049	$508,449 (-14.77%) Land $242,400 Building $266,049
2025	$8,413.00 (+40.4%)	$596,548 (-17.32%) Land $340,000 Building $256,548	$596,548 (-17.32%) Land $340,000 Building $256,548
2024	$5,992.00 (-8.25%)
2023		$721,472 Land $500,000 Building $221,472	$721,472 Land $500,000 Building $221,472
2021	$6,531.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	R C H WSC serves 9,204 people · EPA ID TX1990012
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Peoples Communications Fixed Wireless	200 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Wi-Five Broadband.

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