1380 E FM 550, Rockwall, TX 75032 Property Records

Rockwall County property record for 1380 E FM 550, Rockwall, TX 75032

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2 ba · 4,689 sqft · built 1981
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,698 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010700000004000R`

Property Details

APN / Parcel Number

Primary APN	`010700000004000R`
Alternative APNs	`R11071` `11071`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	4,689 sqft Gross Area
1st Floor Area	3,386 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1982
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	607 sqft
Deck Area	60 sqft
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1380 E FM 550
City	ROCKWALL
State	TX
Zip	75032-6936
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	A0107 G P HUMPHREYS, TRACT 4, ACRES 5
Legal Subdivision	G P HUMPHREYS
Legal Tract	4
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	1
Census Block	1037
Census Tract	40513

Owner

Source: Rockwall County assessment roll, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1380 E FM 550, ROCKWALL, TX 75032-6936
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Oct 26, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 31, 2024
Deed Sale	Dec 31, 2024
Prior Sale	Nov 7, 2024
Deed Document Number	202423081
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1380 E FM 550, ROCKWALL, TX 75032-6936
Document Number	0000021073
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2017
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1380 E FM 550 ROCKWALL TX 750326936, ROCKWALL, TX 75032-6936

Mortgage

Document Number	0000021073
Date	Nov 13, 2017
Instrument	21073

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.52%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1380 E FM 550, ROCKWALL, TX 75032-6936
Document Number	0000021074
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1380 E FM 550 ROCKWALL TX 750326936, ROCKWALL, TX 75032-6936

Mortgage

Document Number	0000021074
Date	Nov 13, 2017
Instrument	21074

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.52%

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	McLendon-Chisholm City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$583,002 (+32.79%) Land $242,400 Building $340,602	$583,002 (+32.79%) Land $242,400 Building $340,602
2025	$4,698.00 (-17.41%) Homeowner's exemption	$439,054 (-10.13%) Land $325,000 Building $114,054	$439,054 (-10.13%) Land $325,000 Building $114,054
2024	$5,688.00 (+36.53%)
2023		$488,548 Land $350,000 Building $138,548	$488,548 Land $350,000 Building $138,548
2021	$4,166.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	R C H WSC serves 9,204 people · EPA ID TX1990012
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AMG Technology Investment Group Fixed Wireless	500 / 100
Peoples Telephone Cooperative Fixed Wireless · DSL in parts of the area	500 / 60
Verizon Fixed Wireless	300 / 20
3 Rooms Communications Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL	100 / 20
JAB Wireless Fixed Wireless	50 / 10
Point Broadband Fiber Holding Fixed Wireless	40 / 40

May also be available: Optimum Communications, T-Mobile USA.

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