1855 E FM 550, Rockwall, TX 75032 Property Records

Rockwall County property record for 1855 E FM 550, Rockwall, TX 75032

Property Summary

Property Type	Single Family Home
Details	7 bd · 5 ba · 4,206 sqft · built 2016
Lot Size	4.68 acres (204,296 sqft)
Owner	2 Individual Names on Record
Last Sale	$431,300 (Aug 2020)
Tax Bill	$11,309 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018100000001140R`

Property Details

APN / Parcel Number

Primary APN	`018100000001140R`
Alternative APNs	`R58245` `58245`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	4,206 sqft Living Area
Gross Area	5,727 sqft
1st Floor Area	4,206 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	204,296 sqft
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	108 sqft
Patio Area	419 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1855 E FM 550
City	ROCKWALL
State	TX
Zip	75032-6991
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0181 J W PITMAN, TRACT 1-14, ACRES 4.69
Legal Subdivision	J W PITMAN
Legal Tract	1-14
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	1
Census Block	1000
Census Tract	40509

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1855 E FM 550, ROCKWALL, TX 75032-6991
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2020	Correction Deed · Conventional Mortgage ASPIRE BANK
Jun 2, 2017	Deed of Trust, Mortgage JG WENTWORTH HM LNDG
Mar 23, 2017	Loan Modification, Mortgage AMERICAN NAT'L BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2020 · Amount on Record
Deed Sale	Aug 4, 2020 · Amount on Record
Prior Sale	Aug 1, 2012 · Amount on Record
Deed Document Number	202017560
Prior Transfer Date	Jul 21, 2020
Prior Transfer Doc	0000017560
Record Updated	Sep 20, 2026

August 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	ROCKWALL TX
Recording Date	Aug 4, 2020
Property Address	1855 E FM 550, ROCKWALL, TX 75032-6991
Document Number	0000017560
Map Reference	VOL 2131 PG 262
Instrument Date	Jul 21, 2020
Instrument	20200000017560
Record Updated	Jun 25, 2021
Title Company	PRIMA TITLE GROUP LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017561
Date	Aug 4, 2020
Instrument	20200000017561

Lender

Name	ASPIRE BANK
Type	Funding / Finance Company
Address	DALLAS, TX 75244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1855 E FM 550, ROCKWALL, TX 75032-6991
Document Number	0000010310
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Jul 6, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1855 E FM 550 FATE TX 750326991, FATE, TX 75032-6991

Mortgage

Document Number	0000010310
Date	Jun 7, 2017
Instrument	10310

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 6, 2047

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Property Address	1855 E FM 550, ROCKWALL, TX 75032-6991
Document Number	0000006936
Instrument Date	Mar 23, 2017
Transaction Type	Mortgage
Record Updated	Jun 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2712 BENT BROOK DR MESQUITE TX 751814005, MESQUITE, TX 75181-4005

Mortgage

Document Number	0000006936
Date	Apr 20, 2017
Instrument	6936

Lender

Name	AMERICAN NAT'L BK/TX
Type	Bank
Address	TERRELL, TX 75160

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 19, 2018

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,039,945 (+7.05%) Land $227,371 Building $812,574	$1,039,945 (-4.34%) Land $227,371 Building $812,574
2025	$11,309.00 (+0.69%) Homeowner's exemption	$971,488 (-2.65%)	$1,087,143 (+8.94%) Land $304,850 Building $782,293
2024	$11,231.00 (+10.01%)
2023		$997,965 Land $328,300 Building $669,665	$997,965 Land $328,300 Building $669,665
2021	$10,209.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	R C H WSC serves 9,204 people · EPA ID TX1990012
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Peoples Communications Fixed Wireless	200 / 40
Wi-Five Broadband Fixed Wireless	100 / 100
Rise Broadband Fixed Wireless	50 / 10
Point Broadband Fixed Wireless	40 / 40

May also be available: AT&T, T-Mobile, Verizon.

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