1690 Two Harbors Rd, Two Harbors, MN 55616 Property Records

St. Louis County property record for 1690 Two Harbors Rd, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 2011
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Oct 2018)
Tax Bill	$88 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`210-0010-06205`

Property Details

APN / Parcel Number

Primary APN	`210-0010-06205`
Alternative APN	`1060554`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	864 sqft Gross Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	871,200 sqft (20 acres)

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	Deck Area
Storage Building	80 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1060554
Street Address	1690 TWO HARBORS RD
City	TWO HARBORS
State	MN
Zip	55616-8005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	W1/2 OF NW1/4 OF SW1/4 SERIAL #
Legal Range	12W
Legal Township	53N
Legal Section	34
Legal Subdivision	ALDEN TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	ALDEN
Census Block Group	1
Census Block	1103
Census Tract	10601

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1690 TWO HARBORS RD, TWO HARBORS, MN 55616-8005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit NORTH SHORE FEDERAL CREDIT UNION
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage TWO HARBORS FCU
Oct 29, 2018	Affidavit of Death, Transfer ATTORNEY ONLY
Oct 29, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2018 · Amount on Record
Deed Sale	Oct 29, 2018 · Amount on Record
Prior Sale	Dec 15, 2006 · Amount on Record
Deed Document Number	20181343554
Last Transfer Date	Nov 14, 2024
Transfer Doc	0001499529
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jul 21, 2026
Property Address	1690 TWO HARBORS RD, TWO HARBORS, MN 55616-8005
Document Number	0001536747
Instrument Date	Jul 3, 2026
Instrument	20261536747
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1690 TWO HARBORS RD, TWO HARBORS, MN 55616-8005

Mortgage

Document Number	0001536747,
Date	Jul 21, 2026
Instrument	20261536747

Lender

Name	NORTH SHORE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 3, 2046

Interest

Rate Type	Balloon
Rate	6.48%
Initial Type	Balloon
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1690 TWO HARBORS RD, TWO HARBORS, MN 55616-8005
Document Number	00A1398100
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1690 TWO HARBORS RD TWO HARBORS MN 556168005, TWO HARBORS, MN 55616-8005

Mortgage

Document Number	00A1398100
Date	Dec 9, 2020
Instrument	A1398100

Lender

Name	TWO HARBORS FCU
Type	Credit Union
Address	TWO HARBORS, MN 55616-2067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 8, 2030

October 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Oct 29, 2018
Property Address	1690 TWO HARBORS RD, TWO HARBORS, MN 55616-8005
Document Number	00A1343553
Instrument Date	Sep 18, 2018
Instrument	A1343553
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1690 TWO HARBORS RD TWO HARBORS MN 556168005, TWO HARBORS, MN 55616-8005

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 29, 2018
Property Address	1690 TWO HARBORS RD, TWO HARBORS, MN 55616-8005
Document Number	00A1343554
Instrument Date	Sep 18, 2018
Instrument	A1343554
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$198.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1690 TWO HARBORS RD TWO HARBORS MN 556168005, TWO HARBORS, MN 55616-8005

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Alden Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$88.00 (+15.79%) Homeowner's exemption	$190,900 (+5.35%) Land $86,200 Building $104,700	$190,900 (+5.35%) Land $86,200 Building $104,700
2024	$76.00 (+2.7%)	$181,200 (+15.71%) Land $72,600 Building $108,600	$181,200 (+15.71%) Land $72,600 Building $108,600
2022	$74.00	$156,600 Land $61,800 Building $94,800	$156,600 Land $61,800 Building $94,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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