1626 Two Harbors Rd, Two Harbors, MN 55616 Property Records

St. Louis County property record for 1626 Two Harbors Rd, Two Harbors, MN 55616

Property Summary

Property TypeSingle Family Home
Details3 bd · 0.75 ba · 1,080 sqft · built 1980
Lot Size29.7 acres (1,295,910 sqft)
OwnerIndividual Name on File
Last Sale$6,251 (Jun 2023)
Tax Bill$1,236 (2026)
Deeds & MortgagesJun 2023 Sale
Sep 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN210-0010-06190

Property Details

APN / Parcel Number

Primary APN210-0010-06190
Alternative APN
  • 14989

Interior

Bedrooms3 Beds
Full Baths0.75 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,080 sqft Gross Area
1st Floor Area960 sqft
Basement Area864 sqft
Finished Basement864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialWood
Construction TypeFrame
Lot Area1,295,910 sqft (29.7 acres)

Exterior Amenities

PorchPorch
Porch Area96 sqft
Deck Area120 sqft
Cabin939 sqft
SaunaSauna

Utilities, Heating & Cooling

Heating FuelWood

Location & Zoning

Account Number14989
Street Address1626 TWO HARBORS RD
CityTWO HARBORS
StateMN
Zip55616-8005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFAM
Legal DescriptionNE1/4 OF SW1/4, EXCEPT THE W1/2 OF W1/2 OFNE1/4 OF SW1/4 SERIAL #
Legal Range12W
Legal Township53N
Legal Section34
Legal SubdivisionALDEN TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionALDEN
Census Block Group1
Census Block1103
Census Tract10601

Owner

1626 Two Harbors Rd is owned and occupied by an individual who acquired it in February 2026.

Source: St. Louis County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1626 TWO HARBORS RD, TWO HARBORS, MN 55616-8005
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2023Quit Claim Deed, Transfer
Quitclaim
Sep 22, 2017Deed of Trust, Mortgage · Line of Credit
TWO HARBORS FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2023 · Amount on File
Deed SaleJun 6, 2023 · Amount on File
Prior SaleMay 15, 2023 · Amount on File
Deed Document Number20231467618
Last Transfer DateFeb 2, 2026
Transfer Doc0001527367
Record UpdatedOct 29, 2026

June 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateJun 6, 2023
Property Address1626 TWO HARBORS RD, TWO HARBORS, MN 55616-8005
Document Number0001467618
Instrument DateMay 15, 2023
Instrument1467618
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

AmountAmount on Record
Tax$20.63
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1319 N 21ST ST, SUPERIOR, WI 54880-5059

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1626 TWO HARBORS RD, TWO HARBORS, MN 55616-8005
Document Number00A1319144
Instrument DateSep 22, 2017
Transaction TypeMortgage
Record UpdatedOct 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1626 TWO HARBORS RD TWO HARBORS MN 556168005, TWO HARBORS, MN 55616-8005

Mortgage

Document Number00A1319144
DateOct 3, 2017
InstrumentA1319144
Lender
NameTWO HARBORS FCU
TypeCredit Union
AddressTWO HARBORS, MN 55616-2067
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueOct 2, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1626 Two Harbors Rd was $1,236 with a homeowner's exemption, up 11% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionAlden Township
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,236.00 (+10.95%) Homeowner's exemption
2025$1,114.00 (-7.17%) Homeowner's exemption$237,300 (+16.84%) Land $120,900 Building $116,400$237,300 (+16.84%) Land $120,900 Building $116,400
2024$1,200.00 (-15.97%)$203,100 Land $96,100 Building $107,000$203,100 Land $96,100 Building $107,000
2023$1,428.00 Homeowner's exemption
2022$182,000 (+7.95%) Land $88,700 Building $93,300$182,000 (+7.95%) Land $88,700 Building $93,300
2021$168,600 Land $85,000 Building $83,600$168,600 Land $85,000 Building $83,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1626 Two Harbors Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1626 Two Harbors Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Frontier
DSL
10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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