St. Louis County property record for 1584 Two Harbors Rd, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,656 sqft · built 2015 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Jul 2009) |
| Tax Bill | $2,194 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 210-0010-06260 |
| Primary APN | 210-0010-06260 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,656 sqft Gross Area |
| 1st Floor Area | 1,368 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 1,668 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 214 sqft |
| Storage Building | 240 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 885670 |
|---|---|
| Street Address | 1584 TWO HARBORS RD |
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-8004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FAM |
| Legal Description | W1/2 NW1/4 OF SE1/4 EX W1/2 SERIAL # |
| Legal Range | 12W |
| Legal Township | 53N |
| Legal Section | 34 |
| Legal Subdivision | ALDEN TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | ALDEN |
| Census Block Group | 1 |
| Census Block | 1103 |
| Census Tract | 10601 |
1584 Two Harbors Rd is owned and occupied by an individual who acquired it in November 2014.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1590 TWO HARBORS RD, TWO HARBORS, MN 55616-8004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2009 · Amount on File |
| Deed Sale | Jul 1, 2009 · Amount on File |
| Prior Sale | Apr 16, 2007 · Amount on File |
| Deed Document Number | 20091111545 |
| Last Transfer Date | Nov 18, 2014 |
| Transfer Doc | 0001250574 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1584 TWO HARBORS RD, TWO HARBORS, MN 55616-8004 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001427042 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 1427042 |
| Name | TWO HARBORS FCU |
|---|---|
| Type | Credit Union |
| Address | TWO HARBORS, MN 55616 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2041 |
The 2026 property tax bill for 1584 Two Harbors Rd was $2,194 with a homeowner's exemption, up 8.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Alden Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,194.00 (+8.29%) Homeowner's exemption | ||
| 2025 | $2,026.00 (-0.3%) Homeowner's exemption | $319,200 (+10.56%) Land $79,900 Building $239,300 | $319,200 (+10.56%) Land $79,900 Building $239,300 |
| 2024 | $2,032.00 | $288,700 Land $32,600 Building $256,100 | $288,700 Land $32,600 Building $256,100 |
| 2022 | $230,000 Land $28,500 Building $201,500 | $230,000 Land $28,500 Building $201,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1584 Two Harbors Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1584 Two Harbors Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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