Oakland County property record for 1690 Elsmere Rd, Waterford, MI 48328
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,024 sqft · built 1928 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Aug 2025) |
| Tax Bill | $2,183 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | W-13-14-427-011 |
| Primary APN | W-13-14-427-011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,024 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 288 sqft |
| Finished Basement | 288 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 133 ft deep x 100 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 303 sqft |
| Patio Area | 303 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1690 ELSMERE RD |
|---|---|
| City | WATERFORD |
| State | MI |
| Zip | 48328-1609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T3N, R9E, SEC 14 ORCHARD BLUFFS LOTS 123 & 124 |
| Legal Range | 09E |
| Legal Township | 03N |
| Legal Section | 14 |
| Legal Subdivision | BLUFFS |
| Legal Lot Number | 123-124 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WATERFORD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 144600 |
Source: Oakland County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 87 ALYSA CT, HIGHLAND, MI 48356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 6, 2025 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 2, 2020 | Warranty Deed, Transfer CAPITAL TITLE INS AGCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2025 · Amount on Record |
| Deed Sale | Aug 6, 2025 · Amount on Record |
| Prior Sale | Oct 2, 2020 · Amount on Record |
| Deed Document Number | 202597491 |
| Deed Book / Page | 60427 / 300 |
| Prior Transfer Date | Oct 27, 2009 |
| Prior Transfer Doc | 0000198727 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 6, 2025 |
| Property Address | 1690 ELSMERE RD, WATERFORD, MI 48328-1609 |
| Document Number | 0000097491 |
| Book / Page | 60427 / 300 |
| Map Reference | LB 24 PG 1 |
| Instrument Date | Jul 23, 2025 |
| Instrument | 97491 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | MAIN STREET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1690 ELSMERE RD, WATERFORD, MI 48328-1609 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 87 ALYSA CT, HIGHLAND, MI 48356 |
| Document Number | 0000604091 |
|---|---|
| Date | Aug 6, 2025 |
| Instrument | 60409/1 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 2, 2020 |
| Property Address | 1690 ELSMERE RD, WATERFORD, MI 48328-1609 |
| Document Number | 0000203060 |
| Book / Page | 54933 / 545 |
| Map Reference | LB 24 PG 1 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 203060 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | CAPITAL TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,960.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3800 E PLACITA DE PIACHO, 3800, TUCSON, AZ 85718-7413 |
| Name | Verified Name |
|---|---|
| Address | 1690 ELSMERE RD, WATERFORD, MI 48328-1609 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Waterford Charter Township |
| Unified School District | Waterford School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,183.00 (-40.57%) Homeowner's exemption | $112,620 (+10.37%) | $225,240 (+10.37%) |
| 2024 | $3,673.00 (+17.05%) | ||
| 2023 | $102,040 | $204,080 | |
| 2021 | $3,138.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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