Oakland County property record for 1725 Elsmere Rd, Waterford, MI 48328
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,147 sqft · built 1967 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $216,000 (Sep 2019) |
| Tax Bill | $2,276 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer Feb 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | W-13-14-405-030 |
| Primary APN | W-13-14-405-030 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,147 sqft Living Area |
| 1st Floor Area | 956 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 133 ft deep x 100 ft wide |
| Garage Area | 756 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 56 sqft |
| Patio Area | 180 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1725 ELSMERE RD |
|---|---|
| City | WATERFORD |
| State | MI |
| Zip | 48328-1612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T3N, R9E, SEC 14 ORCHARD BLUFFS LOTS 103 & 104 |
| Legal Range | 09E |
| Legal Township | 03N |
| Legal Section | 14 |
| Legal Subdivision | BLUFFS |
| Legal Lot Number | 103-104 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WATERFORD |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 144600 |
1725 Elsmere Rd is owned and occupied by two individuals who acquired it in August 2026.
Source: Oakland County records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1725 ELSMERE RD, WATERFORD, MI 48328-1612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Oct 4, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 5, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2019 · Amount on File |
| Deed Sale | Sep 5, 2019 · Amount on File |
| Prior Sale | May 17, 2005 · Amount on File |
| Deed Document Number | 2019143646 |
| Deed Book / Page | 53209 / 183 |
| Last Transfer Date | Aug 6, 2026 |
| Transfer Doc | 0000117500 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 6, 2026 |
| Property Address | 1725 ELSMERE RD, WATERFORD, MI 48328-1612 |
| Document Number | 0000117500 |
| Book / Page | 61436 / 648 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 2026117500 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1725 ELSMERE RD, WATERFORD, MI 48328-1612 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1725 ELSMERE RD, WATERFORD, MI 48328-1612 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1725 ELSMERE RD, WATERFORD, MI 48328-1612 |
| Document Number | 20260024066 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 60974/675 |
| Instrument | 20260024066 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 283 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1725 ELSMERE RD, WATERFORD, MI 48328-1612 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1725 ELSMERE RD, WATERFORD, MI 48328-1612 |
| Document Number | 0000453214 |
|---|---|
| Date | Oct 4, 2022 |
| Book Page | 58162/665 |
| Instrument | 453214 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Sep 20, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 5, 2019 |
| Property Address | 1725 ELSMERE RD, WATERFORD, MI 48328-1612 |
| Document Number | 0000143646 |
| Book / Page | 53209 / 00183 |
| Map Reference | LB 24 PG 1 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 143646 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,857.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3758 COVEN ROAD, 3758, WATERFORD, MI 48328 |
| Name | Verified Name |
|---|---|
| Address | 1725 ELSMERE RD, WATERFORD, MI 48328-1612 |
| Document Number | 5320900108 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 53209/00108 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 1725 Elsmere Rd was $2,276 with a homeowner's exemption, down 43.7% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Waterford Charter Township |
| Unified School District | Waterford School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,276.00 (-43.68%) Homeowner's exemption | $121,700 | $243,400 |
| 2024 | $4,041.00 | ||
| 2023 | $110,540 | $221,080 | |
| 2021 | $3,258.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1725 Elsmere Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1725 Elsmere Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures