Oakland County property record for 1680 Elsmere Rd, Waterford, MI 48328
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,103 sqft · built 1977 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $152,000 (May 2002) |
| Tax Bill | $1,082 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | W-13-14-427-012 |
| Primary APN | W-13-14-427-012 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 3 Stories |
| Building Area | 1,103 sqft Living Area |
| 1st Floor Area | 916 sqft |
| Basement Area | 408 sqft |
| Unfinished Basement | 408 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1680 ELSMERE RD |
|---|---|
| City | WATERFORD |
| State | MI |
| Zip | 48328-1609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T3N, R9E, SEC 14 ORCHARD BLUFFS LOT 125 |
| Legal Range | 09E |
| Legal Township | 03N |
| Legal Section | 14 |
| Legal Subdivision | BLUFFS |
| Legal Lot Number | 125 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | WATERFORD |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 144600 |
1680 Elsmere Rd is owned and occupied by two individuals who bought it in May 2002.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1680 ELSMERE RD, WATERFORD, MI 48328-1609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2002 · Amount on File |
| Deed Sale | May 22, 2002 · Amount on File |
| Prior Sale | Dec 7, 1998 |
| Prior Transfer Date | Oct 23, 1998 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1680 ELSMERE RD, WATERFORD, MI 48328-1609 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1680 ELSMERE RD, WATERFORD, MI 48328-1609 |
| Document Number | 0000109675 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 56126/544 |
| Instrument | 109675 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2041 |
The 2025 property tax bill for 1680 Elsmere Rd was $1,082 with a homeowner's exemption, down 66.3% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Waterford Charter Township |
| Unified School District | Waterford School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,082.00 (-66.29%) Homeowner's exemption | $95,080 | $190,160 |
| 2024 | $3,210.00 | ||
| 2023 | $85,660 | $171,320 | |
| 2021 | $2,706.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1680 Elsmere Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1680 Elsmere Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2021 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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