169 Shade Tree Ln, Pegram, TN 37143 Property Records

Cheatham County property record for 169 Shade Tree Ln, Pegram, TN 37143

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,792 sqft · built 1990
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$339,900 (Oct 2020)
Tax Bill	$2,310 (2025)
Deeds & Mortgages	Oct 2020 Sale May 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`011083 03501`

Property Details

APN / Parcel Number

Primary APN	`011083 03501`
Alternative APN	`083 03501`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2012
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Unfinished
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	169 SHADE TREE LN
City	PEGRAM
State	TN
Zip	37143-5066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRONTIER ACRES P144
Legal Subdivision	FRONTIER ACRES
Legal Tract	1
Legal Lot Number	P144
Jurisdiction	CHEATHAM TN
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	70401

Owner

Source: Cheatham County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	169 SHADE TREE LN, PEGRAM, TN 37143-5066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Warranty Deed, Transfer MIDTOWN TITLE COMPANY, MIDTOWN TITLE CO
May 12, 2020	Deed of Trust, Mortgage · Line of Credit REGIONS BK
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS
Feb 21, 2020	Deed of Trust, Mortgage · Conventional with PMI REGIONS MTG
Dec 13, 2018	Quit Claim Deed, Transfer CHAPMAN AND ROSENTHAL TITLE INC, CHAPMAN & ROSENTHAL TITLE INC
Dec 11, 2018	Warranty Deed, Transfer · Conventional with PMI CAPSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	Dec 11, 2018 · Amount on Record
Deed Document Number	2020211276
Deed Book / Page	572 / 1272
Last Transfer Date	Sep 18, 2024
Transfer Doc	0RB 634448
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEATHAM TN
Recording Date	Oct 28, 2020
Property Address	169 SHADE TREE LN, PEGRAM, TN 37143-5066
Document Number	RB 211276
Book / Page	000572 / 001272
Instrument Date	Oct 27, 2020
Instrument	211276
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	MIDTOWN TITLE COMPANY, MIDTOWN TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,258.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	169 SHADE TREE LN PEGRAM TN 371435066, PEGRAM, TN 37143-5066

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEATHAM TN
Property Address	169 SHADE TREE LN, PEGRAM, TN 37143-5066
Document Number	RB 206528
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	169 SHADE TREE LN PEGRAM TN 371435066, PEGRAM, TN 37143-5066

Mortgage

Document Number	RB 206528
Date	Jun 2, 2020
Book Page	000563/001744
Instrument	206528

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEATHAM TN
Property Address	169 SHADE TREE LN, PEGRAM, TN 37143-5066
Document Number	RB 204859
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	CHAPMAN AND ROSENTHAL TITLE INC, CHAPMAN & ROSENTHAL TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3926 IVY DR NASHVILLE TN 372162916, NASHVILLE, TN 37216-2916

Mortgage

Document Number	RB 204859
Date	Mar 30, 2020
Book Page	000560/001419
Instrument	204859

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LOUISVILLE, KY 40299

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 29, 2035

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEATHAM TN
Property Address	169 SHADE TREE LN, PEGRAM, TN 37143-5066
Document Number	RB 204221
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	169 SHADE TREE LN PEGRAM TN 371435066, PEGRAM, TN 37143-5066

Mortgage

Document Number	RB 204221
Date	Mar 4, 2020
Book Page	000559/001154
Instrument	204221

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEATHAM TN
Recording Date	Dec 13, 2018
Property Address	169 SHADE TREE LN, PEGRAM, TN 37143-5066
Document Number	RB 192837
Book / Page	000542 / 000208
Instrument Date	Dec 7, 2018
Instrument	192837
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	CHAPMAN AND ROSENTHAL TITLE INC, CHAPMAN & ROSENTHAL TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5805 MACKIE PL NASHVILLE TN 372091858, NASHVILLE, TN 37209-1858

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEATHAM TN
Recording Date	Dec 11, 2018
Property Address	169 SHADE TREE LN, PEGRAM, TN 37143-5066
Document Number	RB 192794
Book / Page	000542 / 000055
Instrument Date	Dec 7, 2018
Instrument	192794
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	CHAPMAN AND ROSENTHAL TITLE INC, CHAPMAN & ROSENTHAL TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,017.13
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	169 SHADE TREE LN PEGRAM TN 371435066, PEGRAM, TN 37143-5066

Mortgage

Document Number	RB 192795
Date	Dec 11, 2018
Book Page	000542/000057
Instrument	192795

Lender

Name	CAPSTAR BK
Type	Bank
Address	NASHVILLE, TN 37215

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2048

Tax Assessment & Valuation

Source: Cheatham County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Cheatham County
Unified School District	Cheatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,310.00 (+2%)	$119,800 (+74.06%) Land $38,000 Building $81,800
2024			$479,200 (+74.06%) Land $152,000 Building $327,200
2022	$1,925.00	$68,825 Land $11,725 Building $57,100	$275,300 Land $46,900 Building $228,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	47 (1998–2021)
Claims Outside the SFHA	19 of 47
Most Recent Claim	Mar 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 17 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER ROAD UTILITY DISTRICT serves 3,859 people · EPA ID TN0000582
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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