108 Shade Tree Ln, Pegram, TN 37143 Property Records

Cheatham County property record for 108 Shade Tree Ln, Pegram, TN 37143

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,140 sqft · built 1994
Lot Size	10.3 acres (448,668 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Nov 2018)
Tax Bill	$4,289 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`011083 03408`

Property Details

APN / Parcel Number

Primary APN	`011083 03408`
Alternative APN	`083 03408`

Interior

Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,140 sqft Living Area
1st Floor Area	1,963 sqft
Upper Floors Area	1,177 sqft
Basement Area	1,949 sqft
Unfinished Basement	1,949 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2014
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	448,668 sqft (10.3 acres)
Terrain	Rolling
Driveway	Driveway
Driveway Area	1,100 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	436 sqft
Deck Area	987 sqft
Patio Area	987 sqft
Stable	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	108 SHADE TREE LN
City	PEGRAM
State	TN
Zip	37143-5066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRONTIER ACRES * PT 140,141
Legal Subdivision	FRONTIER ACRES
Legal Lot Number	*
Jurisdiction	CHEATHAM TN
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	70401

Owner

108 Shade Tree Ln is owned and occupied by two individuals who bought it in November 2018.

Source: Cheatham County records, as of February 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 SHADE TREE LN, PEGRAM, TN 37143-5066
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2018 · Amount on File
Deed Sale	Nov 5, 2018 · Amount on File
Prior Sale	Jun 6, 1994
Deed Document Number	191953
Deed Book / Page	540 / 2191
Record Updated	Jun 8, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEATHAM TN
Recording Date	Nov 5, 2018
Property Address	108 SHADE TREE LN, PEGRAM, TN 37143-5066
Document Number	RB 191953
Book / Page	000540 / 002191
Instrument Date	Oct 25, 2018
Instrument	191953
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	BANKERS TITLE CORPORATION, BANKERS TITLE & ESCROW CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,665.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 SHADE TREE LN PEGRAM TN 37143, PEGRAM, TN 37143

Mortgage

Document Number	RB 191954
Date	Nov 5, 2018
Book Page	000540/002193
Instrument	191954

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 108 Shade Tree Ln was $4,289.

Source: Cheatham County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cheatham County
Unified School District	Cheatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,289.00	$222,425 Land $47,950 Building $174,475
2024			$889,700 Land $191,800 Building $697,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 108 Shade Tree Ln in Zone X, an area of minimal flood risk, though there have been 47 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	47 (1998–2021)
Claims Outside the SFHA	19 of 47
Most Recent Claim	Mar 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 17 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Shade Tree Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER ROAD UTILITY DISTRICT serves 3,859 people · EPA ID TN0000582
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3