126 Shade Tree Ln, Pegram, TN 37143 Property Records

Cheatham County property record for 126 Shade Tree Ln, Pegram, TN 37143

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,498 sqft · built 1992
Lot Size	9.11 acres (396,832 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Aug 2006)
Tax Bill	$3,178 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`011083 03404`

Property Details

APN / Parcel Number

Primary APN	`011083 03404`
Alternative APN	`083 03404`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,498 sqft Living Area
1st Floor Area	1,358 sqft
Upper Floors Area	1,140 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2014
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	396,832 sqft (9.11 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	31,000 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	708 sqft
Deck Area	648 sqft
Patio Area	648 sqft
Pole Barn	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	126 SHADE TREE LN
City	PEGRAM
State	TN
Zip	37143-5066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FRONTIER ACRES PT LOT 138 & 139 EASEMENT 407-683
Legal Subdivision	FRONTIER ACRES
Legal Lot Number	138,139
Jurisdiction	CHEATHAM TN
Township / Civil Division	5
Census Block Group	2
Census Block	2006
Census Tract	70401

Owner

Source: Cheatham County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	126 SHADE TREE LN, PEGRAM, TN 37143-5066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Also Known As (AKA)

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE TR MTG
May 1, 2019	Quit Claim Deed, Mortgage · Conventional with PMI FIRST CMNTY MTG INC
Feb 17, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK/TALLAHASSEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2006 · Amount on Record
Deed Sale	Aug 28, 2006 · Amount on Record
Prior Sale	Oct 18, 1996 · Amount on Record
Deed Book / Page	216 / 899
Last Transfer Date	Apr 25, 2019
Transfer Doc	RB 196116
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEATHAM TN
Property Address	126 SHADE TREE LN, PEGRAM, TN 37143-5066
Document Number	RB 212793
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 SHADE TREE LN PEGRAM TN 371435066, PEGRAM, TN 37143-5066

Mortgage

Document Number	RB 212793
Date	Dec 11, 2020
Book Page	000575/000215
Instrument	212793

Lender

Name	TENNESSEE TR MTG
Type	Mortgage Company
Address	PLEASANT VIEW, TN 37146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2050

May 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CHEATHAM TN
Recording Date	May 1, 2019
Property Address	126 SHADE TREE LN, PEGRAM, TN 37143-5066
Document Number	RB 196116
Book / Page	000546 / 001807
Instrument Date	Apr 24, 2019
Instrument	196116
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	ALLEGIANCE TITLE/TN LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 SHADE TREE LN PEGRAM TN 371435066, PEGRAM, TN 37143-5066

Mortgage

Document Number	RB 196117
Date	May 1, 2019
Book Page	000546/001809
Instrument	196117

Lender

Name	FIRST CMNTY MTG INC
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEATHAM TN
Property Address	126 SHADE TREE LN, PEGRAM, TN 37143-5066
Document Number	RB 185931
Instrument Date	Feb 17, 2018
Transaction Type	Mortgage
Record Updated	Mar 8, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	126 SHADE TREE LN PEGRAM TN 371435066, PEGRAM, TN 37143-5066

Mortgage

Document Number	RB 185931
Date	Feb 26, 2018
Book Page	000532/000117
Instrument	185931

Lender

Name	SUNTRUST BK/TALLAHASSEE
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cheatham County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Cheatham County
Unified School District	Cheatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,178.00	$164,825 Land $46,475 Building $118,350
2024			$659,300 Land $185,900 Building $473,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	47 (1998–2021)
Claims Outside the SFHA	19 of 47
Most Recent Claim	Mar 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 17 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

126 Shade Tree Ln, Pegram, TN 37143 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Quit Claim Deed, Mortgage

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Shade Tree Ln

Nearby Streets

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