169 Otter Waller Dr, Nebo, NC 28761 Property Records

McDowell County property record for 169 Otter Waller Dr, Nebo, NC 28761

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,021 sqft · built 2019
Lot Size	1.39 acres (60,548 sqft)
Owner	2 Trust Names on File
Last Sale	$475,000 (Aug 2018)
Tax Bill	$9,661 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1734-00-20-3925`

Property Details

APN / Parcel Number

Primary APN	`1734-00-20-3925`
Alternative APN	`68639`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,021 sqft Heated Area
Gross Area	5,814 sqft
1st Floor Area	2,021 sqft
Basement Area	2,021 sqft
Finished Basement	2,021 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,548 sqft (1.39 acres)
Porch	Patio
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	68639
Street Address	169 OTTER WALLER DR
City	NEBO
State	NC
Zip	28761-0093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.58 AC LOT 65 OLD WILDLIFE CLUB PB 19 PG 45
Legal Subdivision	OLD WILDLIFE CLUB SUBDIVISION
Legal Lot Number	65
Jurisdiction	MCDOWELL NC
Township / Civil Division	NEBO
Census Block Group	1
Census Block	1001
Census Tract	970200

Owner

169 Otter Waller Dr is held in a trust since December 2023.

Source: McDowell County records, as of March 10, 2026

Owner of Record	2 Trust Names on File
Mailing Address	321 N BIRCH RD, 1002, FORT LAUDERDALE, FL 33304-4271
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Dec 22, 2023	Intrafamily Transfer, Transfer
Mar 22, 2021	Deed of Trust, Mortgage · Line of Credit MORGANTON SAVINGS BANK SSB
Nov 7, 2019	Deed of Trust, Mortgage · Line of Credit MORGANTON SVGS BK SSB
Aug 28, 2018	Warranty Deed, Transfer · Conventional Mortgage MORGANTON SVGS BK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2018 · Amount on File
Deed Sale	Aug 28, 2018 · Amount on File
Prior Sale	May 1, 2015 · Amount on File
Deed Document Number	20183952
Deed Book / Page	1253 / 533
Last Transfer Date	Dec 22, 2023
Transfer Doc	0014550922
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	169 OTTER WALLER DR, NEBO, NC 28761-0093
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015300749
Date	Mar 3, 2026
Book Page	1530/749
Instrument	2026001003

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDOWELL NC
Recording Date	Dec 22, 2023
Property Address	169 OTTER WALLER DR, NEBO, NC 28761-0093
Document Number	0014550922
Book / Page	1455 / 922
Instrument Date	Jul 10, 2023
Instrument	2023005947
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 N BIRCH RD # RD102, RD102, FORT LAUDERDALE, FL 33304-4268

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	321 N BIRCH RD UNIT 1002, 1002, FT LAUDERDALE, FL 33304-4271

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	169 OTTER WALLER DR, NEBO, NC 28761-0093
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10432 N BARNSLEY DR, PARKLAND, FL 33076-4467

Mortgage

Document Number	0013460543
Date	Mar 22, 2021
Book Page	1346/543
Instrument	2021001826

Lender

Name	MORGANTON SAVINGS BANK SSB
Type	Bank
Address	MORGANTON, NC 28655

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	169 OTTER WALLER DR, NEBO, NC 28761-0093
Document Number	0012920273
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10432 N BARNSLEY DR PARKLAND FL 330764467, PARKLAND, FL 33076-4467

Mortgage

Document Number	0012920273
Date	Nov 7, 2019
Book Page	001292/000273
Instrument	5507

Lender

Name	MORGANTON SVGS BK SSB
Address	100 S KING ST, MORGANTON, NC 28655-3429

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2049

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Aug 28, 2018
Property Address	169 OTTER WALLER DR, NEBO, NC 28761-0093
Document Number	0012530533
Book / Page	001253 / 000533
Instrument Date	Aug 25, 2018
Instrument	3952
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10432 N BARNSLEY DR PARKLAND FL 330764467, PARKLAND, FL 33076-4467

Mortgage

Document Number	12530541
Date	Aug 28, 2018
Book Page	001253/000541
Instrument	3953

Lender

Name	MORGANTON SVGS BK SSB
Address	MORGANTON, NC 28680-1509

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 27, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 169 Otter Waller Dr was $9,661.

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,661.00	$1,446,400 Land $467,500 Building $978,900
2023	$9,525.00	$1,425,900 Land $467,500 Building $958,400	$1,446,400 Land $467,500 Building $978,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 169 Otter Waller Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	12 (1994–2024)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 169 Otter Waller Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	500 / 500

May also be available: AT&T.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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