McDowell County property record for 144 Otter Waller Dr, Nebo, NC 28761
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 360 sqft · built 2015 |
| Lot Size | 1.38 acres (60,548 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $629,000 (May 2019) |
| Tax Bill | $5,740 (2025) |
| Deeds & Mortgages | May 2019 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1734-00-21-4097 |
| Primary APN | 1734-00-21-4097 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 360 sqft Heated Area |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,548 sqft |
| Porch | Open Porch |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Account Number | 69879 |
|---|---|
| Street Address | 144 OTTER WALLER DR |
| City | NEBO |
| State | NC |
| Zip | 28761-0093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 66 OLD WILDLIFE CLUB PH 3 1.39 AC |
| Legal Subdivision | OLD WILDLIFE CLUB SUB |
| Legal Lot Number | 66 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NEBO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970200 |
144 Otter Waller Dr is owned and occupied by two individuals who bought it in May 2019.
Source: McDowell County records, as of September 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 144 OTTER WALLER DR, NEBO, NC 28761-0093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2019 · Amount on File |
| Deed Sale | May 2, 2019 · Amount on File |
| Prior Sale | Feb 20, 2014 · Amount on File |
| Deed Document Number | 0001273803 |
| Deed Book / Page | 1273 / 803 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | May 2, 2019 |
| Property Address | 144 OTTER WALLER DR, NEBO, NC 28761-0093 |
| Document Number | 0012730803 |
| Book / Page | 001273 / 000803 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 1989 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,258.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 97 W BROAD ST HOPEWELL NJ 085251913, HOPEWELL, NJ 08525-1913 |
| Document Number | 12730809 |
|---|---|
| Date | May 2, 2019 |
| Book Page | 001273/000809 |
| Instrument | 1990 |
| Name | MORGANTON SVGS BK SSB |
|---|---|
| Address | MORGANTON, NC 28680-1509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2034 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 144 Otter Waller Dr was $5,740.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,740.00 | $859,350 Land $325,000 Building $534,350 | |
| 2023 | $2,821.00 | $422,320 Land $325,000 Building $97,320 | $859,350 Land $325,000 Building $534,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 144 Otter Waller Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 12 (1994–2024) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 144 Otter Waller Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 500 / 500 |
May also be available: AT&T.
4G LTE (outdoors only), no 5G reported
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