McDowell County property record for 155 Otter Waller Dr, Nebo, NC 28761
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 600 sqft · built 2020 |
| Lot Size | 1.61 acres (70,132 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Nov 2016) |
| Tax Bill | $11,004 (2025) |
| Deeds & Mortgages | May 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 1734-00-20-4725 |
| Primary APN | 1734-00-20-4725 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 600 sqft Heated Area |
| Gross Area | 1,410 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 70,132 sqft (1.61 acres) |
| Garage Area | 810 sqft |
| Parking Spaces | 3 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 63333 |
|---|---|
| Street Address | 155 OTTER WALLER DR |
| City | NEBO |
| State | NC |
| Zip | 28761-0093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 64 OLD WILDLIFE CLUB 1.610 AC |
| Legal Subdivision | OLD WILDLIFE CLUB |
| Legal Lot Number | 64 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NEBO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970200 |
155 Otter Waller Dr is owned and occupied by two individuals who bought it in November 2016.
Source: McDowell County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 155 OTTER WALLER DR, NEBO, NC 28761-0093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2016 · Amount on File |
| Deed Sale | Nov 18, 2016 · Amount on File |
| Deed Document Number | 20165402 |
| Deed Book / Page | 1197 / 638 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 155 OTTER WALLER DR, NEBO, NC 28761-0093 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 610 S ROME AVE 602, 602, TAMPA, FL 33606-2589 |
| Document Number | 0014000837 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 1400/837 |
| Instrument | 2022003197 |
| Name | MORGANTON SAVINGS BANK SSB |
|---|---|
| Type | Bank |
| Address | MORGANTON, NC 28680 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | May 1, 2053 |
The 2025 property tax bill for 155 Otter Waller Dr was $11,004.
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,004.00 | $1,647,330 Land $200,000 Building $1,447,330 | |
| 2023 | $6,748.00 | $1,010,300 Land $200,000 Building $810,300 | $1,647,330 Land $200,000 Building $1,447,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 155 Otter Waller Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 12 (1994–2024) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 155 Otter Waller Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 500 / 500 |
May also be available: AT&T.
4G LTE (outdoors only), no 5G reported
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