169 el Capitan Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 169 el Capitan Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,549 sqft · built 1988
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Trust Names on Record
Last Sale	$920,000 (Mar 2019)
Tax Bill	$13,096 (2024)
Deeds & Mortgages	Mar 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00394486-003300`

Property Details

APN / Parcel Number

Primary APN	`00394486-003300`
Alternative APNs	`20643600394486003300` `1483559`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	1,549 sqft Living Area
1st Floor Area	1,549 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2018
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	732 sqft
Deck Area	1,475 sqft
Patio Area	1,475 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1483559
Old Parcel Number	20643600394486003300
Street Address	169 EL CAPITAN DR
City	ISLAMORADA
State	FL
Zip	33036-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 33 PORT ANTIGUA PLAT NO 1 LOWER MATECUMBE KEY PB6-13 OR428-289 OR537-302 OR766-1960 OR780-1297 OR802-2083 OR961-709
Legal Range	36E
Legal Township	64S
Legal Section	20
Legal Subdivision	PORT ANTIGUA PLAT NO 1
Legal Lot Number	33
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1054
Census Tract	970900

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Co-owner	Co-owner on Record
Mailing Address	20221 SW 48TH PL, SOUTHWEST RANCHES, FL 33332-1097
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 28, 2019 · Amount on Record
Deed Sale	Mar 28, 2019 · Amount on Record
Prior Sale	Jul 23, 2003 · Amount on Record
Deed Document Number	2212975
Deed Book / Page	2955 / 2088
Record Updated	Jun 8, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 28, 2019
Property Address	169 EL CAPITAN DR, ISLAMORADA, FL 33036-4108
Document Number	0029552088
Book / Page	002955 / 002088
Instrument Date	Mar 22, 2019
Instrument	2212975
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	20221 SW 48TH PL SOUTHWEST RANCHES FL 333321097, SOUTHWEST RANCHES, FL 33332-1097

Mortgage

Document Number	29552090
Date	Mar 28, 2019
Book Page	002955/002090
Instrument	2212976

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,686,361 (-5.71%) Land $1,152,000 Building $534,361	$1,686,361 (-5.71%) Land $1,152,000 Building $534,361
2024	$13,096.00 (+0.51%)
2023	$13,029.00 (+11.63%)	$1,788,571 (+19.96%) Land $1,275,000 Building $513,571	$1,788,571 (+19.96%) Land $1,275,000 Building $513,571
2022	$11,672.00	$1,491,007 Land $975,000 Building $516,007	$1,491,007 Land $975,000 Building $516,007

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20