Monroe County property record for 173 el Capitan Dr, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,596 sqft · built 1988 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,400,000 (Jun 2021) |
| Tax Bill | $15,615 (2024) |
| Deeds & Mortgages | Jun 2022 Line of Credit Feb 2022 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00394486-003400 |
| Primary APN | 00394486-003400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,596 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 360 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 663 sqft |
| Deck Area | 126 sqft |
| Patio Area | 126 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1483567 |
|---|---|
| Street Address | 173 EL CAPITAN DR |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-4108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS-M |
| Legal Description | LOT 34 PORT ANTIGUA PLAT NO 1 LOWER MATECUMBE KEY PB6-13 OR428-289 OR537-302 OR769-1415 OR1000-733 OR1129-1967 OR1190-527 OR3102-827 OR3102-830 OR3105-1967 OR3156-1382 |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 20 |
| Legal Subdivision | PORT ANTIGUA PLAT NO 1 |
| Legal Lot Number | 34 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 970900 |
Source: Monroe County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 269 NW 125TH AVE, MIAMI, FL 33182-1249 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jun 9, 2022 | Deed of Trust, Mortgage · Line of Credit APOLLO BANK |
| Feb 22, 2022 | Quit Claim Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Jun 15, 2021 | Warranty Deed, Transfer TRUSTAR TITLE COMPANY INC |
| Jun 2, 2021 | Warranty Deed, Transfer · Line of Credit BET TER HOLDINGS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on Record |
| Deed Sale | Jun 15, 2021 · Amount on Record |
| Prior Sale | Jun 2, 2021 · Amount on Record |
| Deed Document Number | 20212325367 |
| Deed Book / Page | 3105 / 1967 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 173 EL CAPITAN DR, ISLAMORADA, FL 33036-4108 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 259 NW 125TH AVE, MIAMI, FL 33182 |
| Document Number | 0031781139 |
|---|---|
| Date | Jun 9, 2022 |
| Book Page | 3178/1139 |
| Instrument | 2379096 |
| Name | APOLLO BANK |
|---|---|
| Type | Bank |
| Address | MIAMI, FL 33130 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 22, 2022 |
| Property Address | 173 EL CAPITAN DR, ISLAMORADA, FL 33036-4108 |
| Document Number | 0031561382 |
| Book / Page | 3156 / 1382 |
| Map Reference | MB 6 PG 13 |
| Instrument Date | Feb 15, 2022 |
| Instrument | 2362574 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 269 NW 125TH AVE, 269, MIAMI, FL 33182-1249 |
| Name | Verified Name |
|---|---|
| Address | 259 NW 125TH AVE, MIAMI, FL 33182 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 15, 2021 |
| Property Address | 173 EL CAPITAN DR, ISLAMORADA, FL 33036-4108 |
| Document Number | 0031051967 |
| Book / Page | 3105 / 1967 |
| Map Reference | MB 6 PG 13 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2325367 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | TRUSTAR TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20221 SW 148 PL, 20221, SOUTHWEST RANCHES, FL 33332 |
| Name | Verified Name |
|---|---|
| Address | 269 NW 125TH AVE, MIAMI, FL 33182-1249 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 2, 2021 |
| Property Address | 173 EL CAPITAN DR, ISLAMORADA, FL 33036-4108 |
| Document Number | 0031020830 |
| Book / Page | 3102 / 830 |
| Map Reference | MB 6 PG 13 |
| Instrument Date | May 21, 2021 |
| Instrument | 2322961 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | ACER TITLE AND ESCROW LLC, QUAKER TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 57453 GOODLEY ST, 57453, GRASSY KEY, FL 33050-5621 |
| Name | Verified Name |
|---|---|
| Address | 8004 NW 154TH ST, MIAMI LAKES, FL 33016-5814 |
| Document Number | 3102832 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 3102/832 |
| Name | BET TER HOLDINGS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,659,221 (-3.23%) Land $1,152,000 Building $507,221 | $1,659,221 (-3.23%) Land $1,152,000 Building $507,221 | |
| 2024 | $15,615.00 (-5.93%) | ||
| 2023 | $16,600.00 (+25.05%) | $1,714,587 (+28.44%) Land $1,275,000 Building $439,587 | $1,714,587 (+28.44%) Land $1,275,000 Building $439,587 |
| 2022 | $13,275.00 | $1,334,895 Land $975,000 Building $359,895 | $1,334,895 Land $975,000 Building $359,895 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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