169 Cliff Rd, Sterrett, AL 35147 Property Records

Shelby County property record for 169 Cliff Rd, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,834 sqft · built 2000
Lot Size	0.372 acres (16,204 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Jun 2020)
Tax Bill	$1,856 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`095210000001238`

Property Details

APN / Parcel Number

Primary APN	`095210000001238`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,834 sqft Heated Area
1st Floor Area	1,436 sqft
Basement Area	713 sqft
Finished Basement	691 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,204 sqft (0.372 acres)
Lot Dimensions	165 ft deep x 96.2 ft wide
Garage Type	Basement
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	169 CLIFF RD
City	STERRETT
State	AL
Zip	35147-7007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LESS BEG N MOST COR LT 618 SE165.01 NE2 NW165 NW2.66 TO POB
Legal Range	01W
Legal Township	19S
Legal Section	21
Legal Subdivision	FOREST PARKS 6TH SECTOR 2ND PHASE
Legal Lot Number	618
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2017
Census Tract	30211

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	169 CLIFF RD, STERRETT, AL 35147-7007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
Feb 17, 2020	Warranty Deed, Transfer REI CAPITAL SOLUTIONS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2020 · Amount on Record
Deed Sale	Jun 17, 2020 · Amount on Record
Prior Sale	Feb 17, 2020 · Amount on Record
Deed Document Number	2020247130
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jun 17, 2020
Property Address	169 CLIFF RD, STERRETT, AL 35147-7007
Document Number	0000247130
Instrument Date	Jun 10, 2020
Instrument	20200617000247130
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	169 CLIFF ROAD, HOOVER, AL 35226

Mortgage

Document Number	0000247140
Date	Jun 17, 2020
Instrument	20200617000247140

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Feb 17, 2020
Property Address	169 CLIFF RD, STERRETT, AL 35147-7007
Document Number	0000064510
Instrument Date	Feb 11, 2020
Instrument	20200217000064510
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	169 CLIFF RD, 169, STERRETT, AL 35147-7007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 162, PELHAM, AL 35124-0162

Mortgage

Document Number	0000064520
Date	Feb 17, 2020
Instrument	20200217000064520

Lender

Name	REI CAPITAL SOLUTIONS LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Chelsea City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,856.00 (+0.43%)
2025	$1,848.00 (+2.1%)	$42,020 (+2.14%)	$420,200 (+2.14%) Land $95,000 Building $325,200
2023	$1,810.00	$41,140	$411,400 Land $85,000 Building $326,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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