157 Cliff Rd, Sterrett, AL 35147 Property Records

Shelby County property record for 157 Cliff Rd, Sterrett, AL 35147

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,849 sqft · built 2003
Lot Size0.378 acres (16,466 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Sep 2019)
Tax Bill$2,005 (2026)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN095210000001241

Property Details

APN / Parcel Number

Primary APN095210000001241

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,849 sqft Heated Area
1st Floor Area1,724 sqft
Upper Floors Area890 sqft
Basement Area1,388 sqft
Finished Basement336 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,466 sqft (0.378 acres)
Lot Dimensions165 ft deep x 100 ft wide
Garage TypeBasement
PorchPatio
Deck Area220 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address157 CLIFF RD
CitySTERRETT
StateAL
Zip35147-7007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC/TWNSHP/RAN 21 19S 01W 2001 ANNEX PER ELECTION NBRHD: 01 FOREST PARKS 280 R-2
Legal Range01W
Legal Township19S
Legal Section21
Legal SubdivisionFOREST PARKS 6TH SECTOR 2ND PHASE
Legal Lot Number621
JurisdictionSHELBY AL
Township / Civil DivisionCHELSEA
Census Block Group2
Census Block2017
Census Tract30211

Owner

157 Cliff Rd is owned and occupied by an individual who bought it in September 2019.

Source: Shelby County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address157 CLIFF RD, STERRETT, AL 35147-7007
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2019 · Amount on File
Deed SaleSep 17, 2019 · Amount on File
Prior SaleOct 4, 2007 · Amount on File
Deed Document Number2019341140
Prior Transfer DateJan 23, 2006
Prior Transfer Doc0000061260
Record UpdatedOct 29, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY AL
Recording DateSep 17, 2019
Property Address157 CLIFF RD, STERRETT, AL 35147-7007
Document Number0000341140
Map ReferenceMB 24 PG 110
Instrument DateSep 17, 2019
Instrument20190917000341140
Transaction TypeTransfer
Record UpdatedJun 1, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1970 CHANDALAR OFFICE PARKROAD, 1970, PELHAM, AL 35124

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 CLIFF RD, STERRETT, AL 35147-7007

Mortgage

Document Number0000341150
DateSep 17, 2019
Instrument20190917000341150
Lender
NameTRADITIONS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 157 Cliff Rd was $2,005 with a homeowner's exemption, down 2.5% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyShelby County
MunicipalityChelsea City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,005.00 (-2.53%) Homeowner's exemption
2025$2,057.00$46,760$467,600 Land $95,000 Building $372,600
2023$1,953.00$45,340$453,300 Land $85,000 Building $368,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 157 Cliff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 Cliff Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 49% of Alabama
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Cliff Rd

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