166 Cliff Rd, Sterrett, AL 35147 Property Records

Shelby County property record for 166 Cliff Rd, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,629 sqft · built 1999
Lot Size	0.568 acres (24,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Apr 2025)
Tax Bill	$4,120 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`095210000001262`

Property Details

APN / Parcel Number

Primary APN	`095210000001262`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,629 sqft Heated Area
1st Floor Area	1,600 sqft
Basement Area	880 sqft
Finished Basement	720 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	24,742 sqft (0.568 acres)
Lot Dimensions	192 ft deep x 120 ft wide
Garage Type	Basement
Porch	Patio
Deck Area	252 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	166 CLIFF RD
City	STERRETT
State	AL
Zip	35147-7006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 21 19S 01W 2001 ANNEX PER ELECTION NBRHD: 01 FOREST PARKS 280 R-2
Legal Range	01W
Legal Township	19S
Legal Section	21
Legal Subdivision	FOREST PARKS 6TH SECTOR 2ND PHASE
Legal Lot Number	611
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2035
Census Tract	30211

Owner

Source: Shelby County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	166 CLIFF RD, STERRETT, AL 35147-7006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Warranty Deed, Transfer · Commercial Mortgage OAKWORTH CAPITAL BANK
Sep 4, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2025 · Amount on Record
Deed Sale	Apr 7, 2025 · Amount on Record
Prior Sale	May 12, 2022 · Amount on Record
Deed Document Number	2025102720
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	May 12, 2022
Property Address	166 CLIFF RD, STERRETT, AL 35147-7006
Document Number	0000194610
Map Reference	MB 24 PG 110
Instrument Date	May 11, 2022
Instrument	20220512000194610
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 REACH CT, BIRMINGHAM, AL 35242-8619

Mortgage

Document Number	0000194620
Date	May 12, 2022
Instrument	20220512000194620

Lender

Name	OAKWORTH CAPITAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Sep 4, 2020
Property Address	166 CLIFF RD, STERRETT, AL 35147-7006
Document Number	0000396120
Instrument Date	Aug 28, 2020
Instrument	396120
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Chelsea City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,120.00 (+3.31%)	$93,640 (+3.31%)	$468,200 (+3.31%) Land $95,000 Building $373,200
2023	$3,988.00	$90,640	$453,200 Land $85,000 Building $368,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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