1688 Flag Ln, Vale, NC 28168 Property Records

Lincoln County property record for 1688 Flag Ln, Vale, NC 28168

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 2004
Lot Size	3.88 acres (169,100 sqft)
Owner	Individual Name on File
Last Sale	$389,000 (May 2023)
Tax Bill	$1,743 (2023)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3604-58-0158`

Property Details

APN / Parcel Number

Primary APN	`3604-58-0158`
Alternative APNs	`360400580158` `275502` `297061` `81229`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,408 sqft Finished Area

Exterior

Year Built	Built 2004
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	169,100 sqft (3.88 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	297061
Old Parcel Number	360400580158
Street Address	1688 FLAG LN
City	VALE
State	NC
Zip	28168-9711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	#54 LOT DOE PARK PHASEIII
Legal Subdivision	DOE PARK PH 03
Legal Block	58
Legal Lot Number	54
Jurisdiction	LINCOLN NC
Township / Civil Division	HOWARDS CREEK
Census Block Group	1
Census Block	1021
Census Tract	70700

Owner

Source: Lincoln County records · APN 3604-58-0158

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1688 FLAG LN, VALE, NC 28168-9711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Warranty Deed, Transfer · Conventional Mortgage WEICHERT FINANCIAL SERVICES
Aug 17, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED SECURITY FINANCIAL CORP
Jun 28, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FSB/LINCOLNTON
Feb 14, 2019	Grant Deed, Transfer ATTORNEY ONLY
Nov 08, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Nov 01, 2019 · Amount on Record
Deed Document Number	0003251297
Deed Book / Page	3251 / 297
Record Updated	Jun 07, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 25, 2023
Property Address	1688 FLAG LN, VALE, NC 28168-9711
Document Number	0003251297
Book / Page	3251 / 297
Map Reference	MB 12 PG 74&75
Instrument Date	May 25, 2023
Instrument	667496
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$778.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 FAIRWAY DR APT 19, 19, DERRY, NH 03038-8106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1688 FLAG LN, VALE, NC 28168-9711

Mortgage

Document Number	0000667497
Date	May 25, 2023
Instrument	667497

Lender

Name	WEICHERT FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1688 FLAG LN, VALE, NC 28168-9711
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ELEVATED NATL SETMNT SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002939949
Date	Aug 17, 2020
Book Page	2939/949
Instrument	614123

Lender

Name	UNITED SECURITY FINANCIAL CORP
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84121

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1688 FLAG LN, VALE, NC 28168-9711
Document Number	2828745
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1688 FLAG LN VALE NC 281689711, VALE, NC 28168-9711

Mortgage

Document Number	2828745
Date	Jul 03, 2019
Book Page	002828/000745
Instrument	594651

Lender

Name	FIRST FSB/LINCOLNTON
Type	Federal Savings Bank
Address	LINCOLNTON, NC 28092-3398

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 02, 2034

Interest

Rate Type	Adjustable Rate

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 14, 2019
Property Address	1688 FLAG LN, VALE, NC 28168-9711
Document Number	2797393
Book / Page	002797 / 000393
Instrument Date	Feb 06, 2019
Instrument	588783
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2231 CARRIAGE LN LINCOLNTON NC 280927899, LINCOLNTON, NC 28092-7899

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LINCOLN NC
Recording Date	Nov 08, 2018
Property Address	1688 FLAG LN, VALE, NC 28168-9711
Document Number	2780670
Book / Page	002780 / 000670
Instrument Date	Oct 24, 2018
Instrument	585375
Transaction Type	Foreclosure
Record Updated	Nov 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$294.70
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1688 FLAG LN VALE NC 281689711, VALE, NC 28168-9711

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,743.00	$260,162 Land $34,854 Building $225,308	$260,162 Land $34,854 Building $225,308

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · other causes

Wildfire

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 38 locations within half a mile of this property.

Nearby Properties on Flag Ln

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