Lincoln County property record for 1631 Flag Ln, Vale, NC 28168 · Last verified November 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,201 sqft · built 2003 |
| Lot Size | 0.746 acres (32,496 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Mar 2016) |
| Tax Bill | $1,380 (2023) |
| Deeds & Mortgages | Oct 2025 Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3604-47-8235 |
| Primary APN | 3604-47-8235 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,201 sqft Finished Area |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 32,496 sqft (0.746 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 258191 |
|---|---|
| Old Parcel Number | 360400478235 |
| Street Address | 1631 FLAG LN |
| City | VALE |
| State | NC |
| Zip | 28168-9711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #40 LOT DOE PARK PHASEIII |
| Legal Subdivision | DOE PARK PH 03 |
| Legal Block | 47 |
| Legal Lot Number | 40 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | HOWARDS CREEK |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 70700 |
Source: Lincoln County records · APN 3604-47-8235
Assessment roll updated January 1, 2023 · Last verified November 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1631 FLAY ROAD, VALE, NC 28168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| May 09, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 30, 2016 · Amount on Record |
| Deed Sale | Mar 30, 2016 · Amount on Record |
| Deed Document Number | 0002577265 |
| Deed Book / Page | 2577 / 265 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1631 FLAG LN, VALE, NC 28168-9711 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS STLMT SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1631 FLAG LN, VALE, NC 28168-9711 |
| Document Number | 0003451604 |
|---|---|
| Date | Oct 31, 2025 |
| Book Page | 3451/604 |
| Instrument | 701377 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 246 Months |
| Due | Apr 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1631 FLAG LN, VALE, NC 28168-9711 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1631 FLAG LN, VALE, NC 28168-9711 |
| Document Number | 0003163171 |
|---|---|
| Date | May 09, 2022 |
| Book Page | 3163/171 |
| Instrument | 651903 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 287 Months |
| Due | Apr 01, 2046 |
Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,380.00 | $201,966 Land $22,000 Building $179,966 | $201,966 Land $22,000 Building $179,966 |
Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090707001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020, other causes |
| Wildfire Risk | Low above 34% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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