Lincoln County property record for 1632 Flag Ln, Vale, NC 28168
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,324 sqft · built 2004 |
| Lot Size | 2.38 acres (103,716 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,865 (2026) |
| Deeds & Mortgages | Dec 2023 Mortgage Feb 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3604-57-4684 |
| Primary APN | 3604-57-4684 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| Basement Area | 1,324 sqft |
| Unfinished Basement | 1,324 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 103,716 sqft (2.38 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 209411 |
|---|---|
| Street Address | 1632 FLAG LN |
| City | VALE |
| State | NC |
| Zip | 28168-9711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | #60 LOT DOE PARK PHASEIII |
| Legal Subdivision | DOE PARK |
| Legal Lot Number | 60 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | HOWARDS CREEK |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 70700 |
1632 Flag Ln is owned and occupied by an individual.
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1632 FLAG LN, VALE, NC 28168-9711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
| Feb 7, 2024 | Warranty Deed, Transfer INVESTORS TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1632 FLAG LN, VALE, NC 28168-9711 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1632 FLAG LN, VALE, NC 28168-9711 |
| Document Number | 0000329432 |
|---|---|
| Date | Dec 11, 2023 |
| Book Page | 3294/32 |
| Instrument | 674990 |
| Name | FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 7, 2024 |
| Property Address | 1632 FLAG LN, VALE, NC 28168-9711 |
| Document Number | 0003303707 |
| Book / Page | 3303 / 707 |
| Map Reference | MB 12 PG 74&75 |
| Instrument Date | Feb 5, 2024 |
| Instrument | 676790 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1612 SEATTLE SLEW CT, MARVIN, NC 28173-6642 |
| Name | Verified Name |
|---|---|
| Address | 1620 FLAG LN, VALE, NC 28168-9711 |
The 2026 property tax bill for 1632 Flag Ln was $1,865.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,865.00 | $276,556 Land $27,234 Building $249,322 | $276,556 Land $27,234 Building $249,322 |
| 2023 | $1,845.00 | $276,556 Land $27,234 Building $249,322 | $276,556 Land $27,234 Building $249,322 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1632 Flag Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1632 Flag Ln is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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